For Sale
601 S North Street, Otsego, MI 49078
$195,000
MLS # 50214307 (MiRealSource)
3 beds1 bathBuilt 19100.21 acres
1 / 45
Listing Description
Welcome to this charming 3-bedroom, 1-bath bungalow in the desirable Otsego School District! Situated on a fully fenced 0.21-acre lot, this home offers space, versatility, and room to make it your own. The flexible layout includes a main-floor bedroom, two bedrooms upstairs, plus a fourth non-conforming bedroom and a bonus room ideal for a home office, playroom, or hobby space. Enjoy your morning coffee on the inviting three-season front porch or entertain on the spacious rear deck overlooking the private backyard. The full basement features a dedicated workshop, laundry area, and abundant storage. The detached garage has been expanded for additional storage and workspace, while the oversized paved driveway provides ample parking. Conveniently located within walking distance of schools, parks, shopping, and downtown Otsego, this home offers outstanding value and endless potential.
Source: SparkMLS
About this home
3-bedroom, 1-bath home in Otsego Township in Otsego built in 1910.
Asking $195,000.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.21 acres
Year Built1910
Location
CityOtsego
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
ConstructionAluminum Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
SewerPublic
Sale & Financing
Listed7/7/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Parcel #54-700-003-00
Source: SparkMLS
Legal Description
LOT 3 RAVEN'S ADDITION.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Colton Rine
Five Star Real Estate
Frequently Asked Questions about 601 S North Street, Otsego, MI 49078
Which school district serves 601 S North Street, Otsego, MI 49078?
Per MLS# 50214307, 601 S North Street, Otsego, MI 49078 is in the Otsego boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 50214307, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 601 S North Street, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 601 S North Street, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 601 S North Street, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$1,265
Principal & interest$1,265
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
601 S North Street, Otsego, MI 49078
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Municipality
Otsego Township
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