For Sale
602 Fifth Street, Ludington, MI 49431
$250,000
MLS # 26027485 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,072 sqftBuilt 19000.19 acres
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Listing Description
Looking for a multi-generational home where you can share expenses yet still have your own space? This well-maintained duplex offers a fantastic opportunity for shared family living, conversion back to a single-family home, or the option to live in one space and rent the other to help offset your mortgage. Together, the two spaces feature 4 bedrooms and 2 full bathrooms. The lower space offers a spacious living room, dining room, large kitchen, and basement access with laundry area and additional storage. The upper space mirrors the comfortable layout with a nice-sized kitchen, generous living space, two bedrooms, and a full bath. This home has vinyl siding, some replacement windows, and the roof is approximately 4 years old. Each space has separate electric and gas meters for added
Source: SparkMLS
About this home
4-bedroom, 2-bath, 2,072 sq ft home in Ludington in Ludington built in 1900.
Listed at $250,000 (about $121/sq ft).
Annual property taxes run approximately $1,973 ($164/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,072 sqft
Lot Size0.19 acres
Year Built1900
Stories2
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorEat-in Kitchen
Sale & Financing
Listed6/4/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,973
Tax Year2025
Assessed Value$33,360
Parcel #53-051-432-005-00
Source: SparkMLS
Legal Description
ADDITION NO. 2 LOT 5 BLOCK 112
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Debby Stevenson
Greenridge Realty S Rath
Frequently Asked Questions about 602 Fifth Street, Ludington, MI 49431
Which school district serves 602 Fifth Street, Ludington, MI 49431?
Per MLS# 26027485, 602 Fifth Street, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26027485, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 602 Fifth Street, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $1,973 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 602 Fifth Street, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 602 Fifth Street, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 602 Fifth Street, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
Map
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
602 Fifth Street, Ludington, MI 49431
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Municipality
Ludington
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