Pending
602 Howard Avenue, St. Joseph, MI 49085
$300,000
MLS # 26018337 (Michigan Regional Information Center (MichRIC))
2 beds1 bath997 sqftBuilt 19200.09 acres
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Listing Description
Welcome to 602 Howard Ave in St. Joseph--a fully remodeled 2-bedroom, 1-bath home that blends modern updates with classic charm. Since its last sale, this property has been completely transformed with a top-to-bottom renovation, offering true move-in-ready convenience. Inside, you'll find a bright, open layout with new flooring, fresh paint, and updated lighting throughout. The kitchen has been beautifully redone with modern cabinetry, sleek countertops, and updated appliances, making it perfect for everyday living and entertaining. The bathroom has also been fully refreshed with stylish finishes. Both bedrooms offer comfortable, inviting spaces filled with natural light. Outside, enjoy improved curb appeal and a detached garage for added storage and convenience. Located just minutes from downtown St. Joseph, local beaches, shopping, and dining, this turnkey home is a fantastic opportunity.
Source: SparkMLS
About this home
Located in St Joseph in St. Joseph, this property offers 2-bedroom, 1-bath, 997 sq ft, with original construction dating to 1920.
Listed at $300,000 (about $301/sq ft).
Annual property taxes run approximately $5,005 ($417/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area997 sqft
Lot Size0.09 acres
Year Built1920
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleCape Cod
ConstructionVinyl Siding
BasementMichigan Basement
Garage1 space
HeatingHot Water
WaterPublic
SewerPublic
InteriorGarage Door Opener
Sale & Financing
Listed4/27/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,005
Tax Year2024
Assessed Value$88,091
Parcel #11-76-2320-0001-00-0
Source: SparkMLS
Legal Description
LOT 1 ASSESSORS PLAT OF FORRES HILLS BEING A SUBDN OF UNIVERSITY LOTS 44 53 60 & 69 SEC 26 T4S R19W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Zacherl Realty Group
Coldwell Banker Realty
Frequently Asked Questions about 602 Howard Avenue, St. Joseph, MI 49085
What school district is 602 Howard Avenue, St. Joseph, MI 49085 in?
Per MLS# 26018337, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 602 Howard Avenue, St. Joseph, MI 49085?
Per MLS# 26018337, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26018337, the most recent reported annual property tax for 602 Howard Avenue, St. Joseph, MI 49085 is $5,005 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 602 Howard Avenue, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA Rural Development boundary data, 602 Howard Avenue, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 602 Howard Avenue, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Monthly payment$1,946
Principal & interest$1,946
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
602 Howard Avenue, St. Joseph, MI 49085
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Municipality
St Joseph
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