Under Contract
603 E Dowland Street, Ludington, MI 49431
$159,900
MLS # 25059403 (Michigan Regional Information Center (MichRIC))
4 beds1 bath1,428 sqftBuilt 18900.19 acres
1 / 38
Listing Description
Just a block from Pere Marquette Lake, including views of the lake from the second floor, this home must have lots of history in our lakeshore community of Ludington. Records say it was built in 1890 and the solid, beautiful, original woodwork tells that story. A lovely staircase and French doors from the foyer are an inviting entrance. Hardwood floors throughout most of the living areas, and unusually large closets too. There is a main floor bedroom and 3 bedrooms on the second floor with another small room that can be converted into whatever you can think of. Huge kitchen with lots of potential. Older two car garage off the alley and a yard that was once a beautiful English garden-type source of pride. Without the ability to keep that up in the later years, someone with a green thumb has a lot to work with to get it back to beautiful. A new forced air furnace was installed in 2026. Also, a newer hot water heater. With some TLC, this home is a diamond in the rough.
Source: SparkMLS
About this home
4-bedroom, 1-bath, 1,428 sq ft home in Ludington in Ludington built in 1890.
Currently offered at $159,900 (about $112/sq ft).
Estimated annual property tax: $1,824, or about $152 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 7,000 Mbps across 10 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,428 sqft
Lot Size0.19 acres
Year Built1890
Stories2
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleTraditional
ConstructionOther
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/15/2026
Original Price$179,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,824
Tax Year2025
State Equalized Value$78,400
Taxable Value$45,309
Assessed Value$45,309
Homestead (PRE)100%
Parcel #051-336-015-00
Source: Public Records
Legal Description
ADDITION NO. 3 LOT 15 BLOCK 136.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mary Jo Pung
Greenridge Realty S Rath
Frequently Asked Questions about 603 E Dowland Street, Ludington, MI 49431
What school district is 603 E Dowland Street, Ludington, MI 49431 in?
Per MLS# 25059403, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25059403, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25059403, the most recent reported annual property tax for 603 E Dowland Street, Ludington, MI 49431 is $1,824 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 603 E Dowland Street, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 603 E Dowland Street, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 603 E Dowland Street, Ludington, MI 49431?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 7.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
Map
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$1,037
Principal & interest$1,037
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteFixed WirelessDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
603 E Dowland Street, Ludington, MI 49431
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Municipality
Ludington
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