For Sale
603 N Mclellan Street, Bay City, MI 48708
$124,900
MLS # 26027137 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,601 sqftBuilt 19010.23 acres
1 / 24
Listing Description
Discover your dream home in this beautifully renovated 3-bedroom, 1-bath gem, perfectly situated in a prime location, that sits on a double lot. With a massive finished attic space. This modern sanctuary combines elegance with comfort, featuring spacious living areas, a sleek kitchen with new appliances, and updated bathrooms. Nestled in a vibrant neighborhood, you'll be just moments away from the best shopping, dining, and entertainment options. Whether you're relaxing in the airy living room, enjoying the double lot, or exploring nearby hotspots, this home offers the ideal blend of convenience and style. Don't miss out on this perfect opportunity!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,601 sq ft home built in 1901 sits in Bay City in Bay City.
Listed at $124,900 (about $78/sq ft).
Property tax estimate: $3,192 per year ($266/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,601 sqft
Lot Size0.23 acres
Year Built1901
Stories2
Location
CityBay City
MunicipalityBay City
Zip Code48708
CountyBay
School DistrictBay City
Construction & Systems
StyleA-Frame
ConstructionVinyl Siding
BasementPartial
HeatingBaseboard, Radiant
WaterPublic
SewerPublic
Sale & Financing
Listed7/15/2026
Original Price$134,900
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,192
Tax Year2025
Assessed Value$51,050
Parcel #09-160-022-363-011-00
Source: SparkMLS
Legal Description
N 69.44 FT OF LOT 6 & N 69.44 FT OF THAT PART OF LOT 5 W OF MCLELLAN ST WALKERS SUB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Joshua Williams
Bellabay Realty LLC
Frequently Asked Questions about 603 N Mclellan Street, Bay City, MI 48708
What school district is 603 N Mclellan Street, Bay City, MI 48708 in?
Per MLS# 26027137, this property is served by Bay City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 603 N Mclellan Street, Bay City, MI 48708?
Per MLS# 26027137, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26027137, the most recent reported annual property tax for 603 N Mclellan Street, Bay City, MI 48708 is $3,192 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 603 N Mclellan Street, Bay City, MI 48708 eligible for USDA financing?
Per USDA Rural Development boundary data, 603 N Mclellan Street, Bay City, MI 48708 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 603 N Mclellan Street, Bay City, MI 48708 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bay City police department or the Bay County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$810
Principal & interest$810
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
603 N Mclellan Street, Bay City, MI 48708
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Municipality
Bay City
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