Sold
603 N Rowe Street, Ludington, MI 49431
Sold on 07/07/2026 for$342,000
MLS # 26023675 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,764 sqftBuilt 19000.13 acres
1 / 30
Listing Description
This beautiful bungalow is move-in ready and just waiting for its new owners! The first floor open floor plan starts with the spacious living room and two first floor bedrooms while continuing through to the dining room and kitchen. The first floor also features an office and main floor bathroom with a low entry shower and laundry area. The second floor offers a variety of usage options with a bedroom, bonus area and full bathroom with shower. You can create a primary suite or turn it into a game room, larger office, work out room or more. The house features significant interior and exterior updates, including: a metal roof and gutters, extended garage, furnace, AC, kitchen, first floor bathroom and more. The large extended garage is located off the alley and also features plenty of storage. The basement is also easily accessible via the trapdoor in the kitchen, Don't miss an opportunity to see this beautiful home.
Source: SparkMLS
About this home
Located in Ludington in Ludington, this property offers 3-bedroom, 2-bath, 1,764 sq ft, with original construction dating to 1900.
Closed at $342,000 (about $194/sq ft).
Property tax estimate: $3,626 per year ($302/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,764 sqft
Lot Size0.13 acres
Year Built1900
Stories2
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
ConstructionVinyl Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorGarage Door Opener, Center Island
Sale & Financing
Listed5/22/2026
Sold Date7/6/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,626
Tax Year2025
State Equalized Value$124,200
Taxable Value$89,187
Assessed Value$91,595
Homestead (PRE)100%
Parcel #051-205-143-00
Source: Public Records
Legal Description
TINKHAM'S SUBDIVISION OF TINKHAM'S ADDITION N 11 1/2 FT OF LOT 7 & S 28 FT OF LOT 8 BLOCK 26.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Melissa Degen
Remerica United Realty
Frequently Asked Questions about 603 N Rowe Street, Ludington, MI 49431
Which school district serves 603 N Rowe Street, Ludington, MI 49431?
Per MLS# 26023675, 603 N Rowe Street, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What financing options are available for 603 N Rowe Street, Ludington, MI 49431?
Per MLS# 26023675, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 603 N Rowe Street, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $3,626 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 603 N Rowe Street, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 603 N Rowe Street, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 603 N Rowe Street, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
Map
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$2,270
Principal & interest$2,270
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
603 N Rowe Street, Ludington, MI 49431
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Municipality
Ludington
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