For Sale
603 S George Street, Ludington, MI 49431
$200,000
MLS # 26032910 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,448 sqftBuilt 19000.06 acres
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Listing Description
Completely remodeled and move-in ready, this charming 2-bedroom home offers modern updates, an inviting open floor plan, and abundant natural light throughout. A flexible bonus room provides the perfect space for a family room, home office, or additional sleeping area. The beautifully updated kitchen and bath, main-floor laundry, replacement windows, vinyl siding, and full basement with high ceilings add comfort, convenience, and ample storage. Outside, enjoy the welcoming front porch, spacious back deck, large driveway, and storage shed, all with minimal exterior maintenance. Ideally situated just two blocks from downtown Ludington, you'll love being within walking distance of shopping, restaurants, brewpubs, and marinas, while Sterns Beach on Lake Michigan and Peter Copeyan Park on Pere Marquette Lake are just minutes away. Whether you're looking for a year-round residence, vacation home, or investment property, this beautifully updated home is ready to enjoy.
Source: SparkMLS
About this home
Located in Ludington in Ludington, this property offers 2-bedroom, 1-bath, 1,448 sq ft, with original construction dating to 1900.
Currently offered at $200,000 (about $138/sq ft).
Estimated annual property tax: $2,502, or about $209 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,448 sqft
Lot Size0.06 acres
Year Built1900
Stories2
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Cable Available, Natural Gas Connected, Cable Connected
InteriorBroadband, Center Island
Sale & Financing
Listed6/29/2026
Original Price$219,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,502
Tax Year2026
Assessed Value$33,935
Parcel #53-051-576-008-30
Source: SparkMLS
Legal Description
ORIGINAL PLAT S 47 FT OF N 105 FT OF LOT 8 BLOCK 76.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Diana Kovalcik
GREENRIDGE Realty Ludington
Frequently Asked Questions about 603 S George Street, Ludington, MI 49431
Which school district serves 603 S George Street, Ludington, MI 49431?
Per MLS# 26032910, 603 S George Street, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26032910, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 603 S George Street, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $2,502 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 603 S George Street, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 603 S George Street, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 603 S George Street, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
Map
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
603 S George Street, Ludington, MI 49431
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Municipality
Ludington
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