For Sale
604 E Filer Street, Ludington, MI 49431
$199,900
MLS # 26003582 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,577 sqftBuilt 19180.19 acres
1 / 1
Listing Description
This property has great potential, great income Renters have lived at property for many years Just a few blocks from Downtown Ludington Properties in the Ludington area are selling fast.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 1,577 sq ft home in Ludington in Ludington built in 1918.
Currently offered at $199,900 (about $127/sq ft).
Estimated annual property tax: $4,102, or about $342 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 7,000 Mbps across 10 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,577 sqft
Lot Size0.19 acres
Year Built1918
Stories2
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleColonial
ConstructionVinyl Siding
BasementPartial
HeatingBaseboard
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Storm Sewer, High-Speed Internet
InteriorBroadband
Sale & Financing
Listed1/29/2026
Original Price$229,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,102
Tax Year2025
State Equalized Value$71,500
Taxable Value$71,500
Assessed Value$71,500
Parcel #051-312-004-00
Source: Public Records
Legal Description
RESSEGUIE'S ADDITION LOT 4 BLOCK 12.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by David J Moore
LIGHTHOUSE REALTY-Ludington
Frequently Asked Questions about 604 E Filer Street, Ludington, MI 49431
What school district is 604 E Filer Street, Ludington, MI 49431 in?
Per MLS# 26003582, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 604 E Filer Street, Ludington, MI 49431?
Per MLS# 26003582, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26003582, the most recent reported annual property tax for 604 E Filer Street, Ludington, MI 49431 is $4,102 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 604 E Filer Street, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 604 E Filer Street, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 604 E Filer Street, Ludington, MI 49431?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 7.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
Map
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteFixed WirelessDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
604 E Filer Street, Ludington, MI 49431
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Municipality
Ludington
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