Sold
604 Smith Street, Monroe, MI 48161
Sold on 06/25/2026 for$116,501
MLS # 20261036425 (Realcomp)
3 beds1 bath1,326 sqftBuilt 18930.1 acres
1 / 24
Listing Description
Welcome home to this charming and timeless front-gabled traditional home, offering a perfect blend of classic character and everyday functionality. The exterior features crisp siding complemented by sharp accent shutters and a welcoming, covered front entryway. Inside, the smart layout maximizes space, highlighted by bright, double-hung windows that flood the rooms with natural light. 3 (with room for a potential 4th) bedrooms - spacious throughout. Sold as is. Buyer and agent to verify all information. Images in this listing have been virtually staged.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,326 sq ft home in Monroe in Monroe built in 1893.
Final sale price: $116,501 (about $88/sq ft).
Annual property taxes run approximately $2,918 ($243/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,326 sqft
Lot Size0.1 acres
Year Built1893
Stories2
Location
CityMonroe
MunicipalityMonroe City
Zip Code48161
CountyMonroe
School DistrictMonroe
Construction & Systems
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/27/2026
Sold Date6/24/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,918
Parcel #58552900404005
Source: SparkMLS
Legal Description
OLD VILLAGE PLAT WEST OF MONROE ST PT OF LOT 131 COMM AT SW COR SMITH AND W SIXTH ST; TH W ALG S LI W SIXTH ST 57.5 FT; TH S PARA TO SMITH ST 75 FT; TH E PARA TO W SIXTH ST 57.5 FT TO W LI SMITH ST; TH N ALG SD W LI 75 FT TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Sam Hantosh
RE/MAX Team 2000
Frequently Asked Questions about 604 Smith Street, Monroe, MI 48161
Which school district serves 604 Smith Street, Monroe, MI 48161?
Per MLS# 20261036425, 604 Smith Street, Monroe, MI 48161 is in the Monroe boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Monroe directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261036425, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 604 Smith Street, Monroe, MI 48161?
Per public tax records, annual property taxes for this property are $2,918. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 604 Smith Street, Monroe, MI 48161 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 604 Smith Street, Monroe, MI 48161 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 604 Smith Street, Monroe, MI 48161?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Monroe County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$713
Principal & interest$713
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
604 Smith Street, Monroe, MI 48161
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Municipality
Monroe
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County
Monroe County
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