For Sale
6076 Cedar Trace, Stanwood, MI 49346
$395,000
MLS # 26008924 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,120 sqftBuilt 20181.21 acres
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Listing Description
Welcome to this charming 2-bedroom, 2-bath home located in the heart of Canadian Lakes. Situated on a large, spacious lot with mature trees, this property offers privacy and a peaceful setting while still being close to area amenities. The home features a comfortable layout with generous living space, two full bathrooms, and plenty of natural light throughout. Outside, you'll find a large 2 section pole barn providing excellent storage for vehicles, tools, or recreational equipment. The expansive yard offers plenty of room to enjoy the outdoors. Whether you're looking for a full-time residence, vacation getaway, or investment property, this home is a great opportunity in Canadian Lakes.
Source: SparkMLS
About this home
Located in Stanwood, this property offers 2-bedroom, 2-bath, 1,120 sq ft, with original construction dating to 2018.
Currently offered at $395,000 (about $353/sq ft).
Estimated annual property tax: $2,270, or about $189 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Homeworks Tri-County Electric Cooperative; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,120 sqft
Lot Size1.21 acres
Year Built2018
Stories1
Location
CityStanwood
MunicipalityMorton Twp
Zip Code49346
CountyMecosta
School DistrictChippewa Hills
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space, Full
Garage2 spaces
HeatingBaseboard, Forced Air
WaterWell
SewerSeptic Tank
UtilitiesHigh-Speed Internet
Sale & Financing
Listed3/9/2026
Original Price$425,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$895 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$2,270
Tax Year2025
Assessed Value$86,976
Parcel #5411-154-045-000
Source: SparkMLS
Legal Description
SEC 32 T14N R08W CEDAR TRACE SITE CONDOMIUM UNIT 45 SPLIT ON 06/07/2005 FROM 11 032 003 000;
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rockie Peacock
White Picket Real Estate
Frequently Asked Questions about 6076 Cedar Trace, Stanwood, MI 49346
Which school district serves 6076 Cedar Trace, Stanwood, MI 49346?
Per MLS# 26008924, 6076 Cedar Trace, Stanwood, MI 49346 is in the Chippewa Hills boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Chippewa Hills directly to confirm enrollment eligibility.
What financing options are available for 6076 Cedar Trace, Stanwood, MI 49346?
Per MLS# 26008924, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 6076 Cedar Trace, Stanwood, MI 49346?
Per public tax records, annual property taxes for this property are $2,270 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 6076 Cedar Trace, Stanwood, MI 49346 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 6076 Cedar Trace, Stanwood, MI 49346 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 6076 Cedar Trace, Stanwood, MI 49346?
Per Michigan Public Service Commission service territory data: Electric: Homeworks Tri-County Electric Cooperative. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Morton Twp police department or the Mecosta County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,637
Principal & interest$2,562
HOA$75
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Homeworks Tri-County Electric Cooperative
Co-op
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6076 Cedar Trace, Stanwood, MI 49346
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