Pending
609 S Alp Street, Bay City, MI 48706
$134,900
MLS # 50209321 (MiRealSource)
2 beds1 bathBuilt 19450.13 acres
1 / 17
Listing Description
Step into this nice 2 bedroom home featuring fresh paint, an inviting eat in kitchen, and a convenient pantry for extra storage. The spacious basement offers plenty of room for hobbies, storage, or future finishing. Enjoy outdoor living on the large deck overlooking a fully fenced backyard, perfect for pets or entertaining. A 1 car detached garage includes a workbench with gas and electric, ideal for projects year round. Major updates include a new roof and gutters in 2026, giving you peace of mind for years to come. Blocks away from the famous Bay City fireworks and Riverwalk. Call today for a showing,
Source: SparkMLS
About this home
This 2-bedroom, 1-bath home built in 1945 sits in Bay City in Bay City.
Currently offered at $134,900.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.13 acres
Year Built1945
Location
CityBay City
MunicipalityBay City
Zip Code48706
CountyBay
School DistrictBay City
Construction & Systems
ConstructionAluminum Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed5/27/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #160-020-363-004-00
Source: SparkMLS
Legal Description
LOT 5 BLK 27 FITZHUGH & KIESELS SUB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Diana Bay
Century 21 Signature Realty
Frequently Asked Questions about 609 S Alp Street, Bay City, MI 48706
What school district is 609 S Alp Street, Bay City, MI 48706 in?
Per MLS# 50209321, this property is served by Bay City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 609 S Alp Street, Bay City, MI 48706?
Per MLS# 50209321, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 609 S Alp Street, Bay City, MI 48706 eligible for USDA financing?
Per USDA Rural Development boundary data, 609 S Alp Street, Bay City, MI 48706 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 609 S Alp Street, Bay City, MI 48706 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bay City police department or the Bay County sheriff's office.
Map
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Monthly payment$875
Principal & interest$875
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
609 S Alp Street, Bay City, MI 48706
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Municipality
Bay City
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