Pending
609 Sturgis Street, Sturgis, MI 49091
$140,000
MLS # 26025022 (Michigan Regional Information Center (MichRIC))
4 beds1 bath2,708 sqftBuilt 19700.2 acres
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Listing Description
Back on market due to buyer's financing. Excellent investment opportunity in the City of Sturgis! This unique property features two homes on one lot; both currently registered as rental properties with the city and rental certification valid through 9/2027. The first home is, currently owner-occupied, offers 4 bedrooms and 1 bathroom with plenty of space and future income potential. The second home is a 1 bedroom, 1 bathroom unit currently generating $800/month in rental income. Whether you're looking to expand your portfolio, owner-occupy while generating rental income, or maximize cash flow with two rental units, this property offers flexibility and opportunity. Convenient location close to downtown, schools, and local amenities.
Source: SparkMLS
About this home
Located in Sturgis in Sturgis, this property offers 4-bedroom, 1-bath, 2,708 sq ft, with original construction dating to 1970.
Currently offered at $140,000 (about $52/sq ft).
Estimated annual property tax: $3,329, or about $277 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of Sturgis; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area2,708 sqft
Lot Size0.2 acres
Year Built1970
Stories2
Location
CitySturgis
MunicipalitySturgis City
Zip Code49091
CountySt. Joseph
School DistrictSturgis
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/14/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,329
Tax Year2025
Assessed Value$65,928
Parcel #052-600-041-00
Source: SparkMLS
Legal Description
LOT 41. STURGIS ADD. CITY OF STURGIS.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lindsay Lash MTP Group
Real Broker LLC
Frequently Asked Questions about 609 Sturgis Street, Sturgis, MI 49091
Which school district serves 609 Sturgis Street, Sturgis, MI 49091?
Per MLS# 26025022, 609 Sturgis Street, Sturgis, MI 49091 is in the Sturgis boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Sturgis directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26025022, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 609 Sturgis Street, Sturgis, MI 49091?
Per public tax records, annual property taxes for this property are $3,329 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 609 Sturgis Street, Sturgis, MI 49091 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 609 Sturgis Street, Sturgis, MI 49091 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 609 Sturgis Street, Sturgis, MI 49091?
Per Michigan Public Service Commission service territory data: Electric: City of Sturgis. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Sturgis City police department or the St. Joseph County sheriff's office.
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Monthly payment$908
Principal & interest$908
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of Sturgis
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
609 Sturgis Street, Sturgis, MI 49091
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Municipality
Sturgis
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