Sold
609 W Harris Street, Charlotte, MI 48813
Sold on 09/15/2025 for$191,000
MLS # 20251020389 (Realcomp)
3 beds1 bath1,898 sqftBuilt 19920.22 acres
1 / 19
Listing Description
** OPEN HOUSE THIS SATURDAY 08/23! OPEN TO THE PUBLIC 1PM-3PM***Highest and best due Sunday 08/24 by 6pmCharming Ranch with Tons of Potential Near Downtown Charlotte!Welcome to this 3-bedroom, 1-bath ranch nestled on a spacious lot just minutes from downtown Charlotte. Built in 1992, this home offers great curb appeal and a functional layout perfect for first-time buyers or savvy investors. You'll love the oversized bedrooms with large closets, first-floor laundry with newer washer & dryer, and a 2-car garage for added convenience.Enjoy a fully fenced backyard, ideal for pets, play, or outdoor entertaining, and a partially finished basement offering even more living and storage space. With solid bones, a great location, and key features already in place, this home is a fantastic opportunity to build equity while adding your personal touch. Whether you're just starting out or looking for your next investment, this home checks all the boxes.Schedule your showing today and see the potential for yourself!
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,898 sq ft home in Charlotte in Charlotte built in 1992.
Final sale price: $191,000 (about $101/sq ft).
Estimated annual property tax: $3,438, or about $287 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 2,000 Mbps from 9 providers. Electric service is provided by Consumers Energy Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,898 sqft
Lot Size0.22 acres
Year Built1992
Stories1
Location
CityCharlotte
Zip Code48813
CountyEaton
School DistrictCharlotte
Construction & Systems
ConstructionAluminum Siding
BasementCrawl Space, Partial
Garage2 spaces
HeatingForced Air
InteriorBasement Partially Finished
Sale & Financing
Listed7/24/2025
Sold Date9/14/2025
Original Price$209,500
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,438
State Equalized Value$105,800
Taxable Value$74,040
Parcel #20001320014500
Source: Public Records
Legal Description
COM ON S LINE HARRIS AVE 351.75 FT E OF E LINE LINCOLN ST, E 75.21 FT, S 130 FT W 75.21 FT, N 130 FT TO BEG. & SOUTHERNMOST 17 FT OF ADJACENT W HARRIS ST. SEC.13, T2N,R5W, CITY OF CHARLOTTE 1991
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jessica Case
Keller Williams Lakeside
Frequently Asked Questions about 609 W Harris Street, Charlotte, MI 48813
What school district is 609 W Harris Street, Charlotte, MI 48813 in?
Per MLS# 20251020389, this property is served by Charlotte. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20251020389, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251020389, the most recent reported annual property tax for 609 W Harris Street, Charlotte, MI 48813 is $3,438. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 609 W Harris Street, Charlotte, MI 48813 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 609 W Harris Street, Charlotte, MI 48813 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 609 W Harris Street, Charlotte, MI 48813?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 609 W Harris Street, Charlotte, MI 48813. The maximum advertised download speed is 2.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,232
Principal & interest$1,232
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableGSO SatelliteUnlicensed Fixed WirelessSatelliteDSLLicensed Fixed Wireless
9 providers at this address
XfinityCable
2 Gbps1.2 Gbps
StarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsAT&TDSL
50 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
609 W Harris Street, Charlotte, MI 48813
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Municipality
Charlotte
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