Under Contract
61 Charles Street, Hillsdale, MI 49242
$229,900
MLS # 26030759 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,045 sqftBuilt 19530.53 acres
1 / 47
Listing Description
IMMEDIATE POSSESSION! Welcome to this beautifully maintained 3-bedroom, 2-bath ranch-style home in Hillsdale! Offering multiple living spaces, this home provides plenty of room to relax, entertain, or simply enjoy everyday living. The partially finished basement features a recreational room that offers additional space for entertaining, relaxing, or creating the perfect home office setup. Step outside to the fenced-in backyard featuring a newer above-ground pool with a spacious deck--perfect for summer gatherings and making lasting memories. Additional highlights include a two-car garage, updated interior and exterior paint, attractive landscaping, and all appliances staying with the home for added convenience. This move-in-ready property combines comfort, functionality, and outdoor enjoyment all in one package. Call the listing agent today to schedule your private showing!
Source: SparkMLS
About this home
Located in Hillsdale in Hillsdale, this property offers 3-bedroom, 2-bath, 2,045 sq ft, with original construction dating to 1953.
Asking $229,900 (about $112/sq ft).
Estimated annual property tax: $4,111, or about $343 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Hillsdale Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,045 sqft
Lot Size0.53 acres
Year Built1953
Stories1
Location
CityHillsdale
MunicipalityHillsdale City
Zip Code49242
CountyHillsdale
School DistrictHillsdale
Construction & Systems
StyleRanch
ConstructionWood Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorBroadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed6/18/2026
Original Price$239,900
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,111
Tax Year2025
Assessed Value$97,700
Parcel #006-435-103-10
Source: SparkMLS
Legal Description
. W-4 LOT 22 OF MC CALL'S ADDN, ALSO PCL DESC AS COM NE COR LOT 22, MC CALL'S ADDN TH E 106 FT, TH S 100 FT, TH W 106 FT, TH N100 FT TO POB. PART W 1/2 NW 1/4 SEC 35,T6S, R3W, UNPLATTED FOURTH WARD AS OF 12/31/2018 - WARD 4 1/4 SEC 35,T6S, R3W, UNPLA TTED FOURTH WARD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brad Jenkins
CENTURY 21 Affiliated
Frequently Asked Questions about 61 Charles Street, Hillsdale, MI 49242
What school district is 61 Charles Street, Hillsdale, MI 49242 in?
Per MLS# 26030759, this property is served by Hillsdale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26030759, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26030759, the most recent reported annual property tax for 61 Charles Street, Hillsdale, MI 49242 is $4,111 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 61 Charles Street, Hillsdale, MI 49242 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 61 Charles Street, Hillsdale, MI 49242 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Hillsdale Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hillsdale City police department or the Hillsdale County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,491
Principal & interest$1,491
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Hillsdale Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
61 Charles Street, Hillsdale, MI 49242
View full property history →
Municipality
Hillsdale
View all listings →
Get email alerts for new listings near 61 Charles Street
We'll notify you when something hits the market in Hillsdale or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.