For Sale
6105 6095 N Grace Avenue, Ludington, MI 49431
$339,000
MLS # 26020014 (Michigan Regional Information Center (MichRIC))
2 unitsBuilt 19810.4 acres
1 / 38
Listing Description
Are you looking for an investment property with Hamlin Lake-Indian Pete Bayou views? These properties are included in 1 Tax ID number and cannot be spit. They also share the well (installed in 2005) and septic (pumped 6-10-2026). 6095 built in 1983 is a 1 BR, 1 BA with an open floor plan. The new in 2026 washer & dryer are located in the utility room below, next to the garage. 6105 built in 1935 is a 2 BR, 2 BA and a full basement that houses the washer, dryer, furnace, & hot water heater. The interior walls upstairs are knotty pine & the floors are hardwood. There is also a brick fireplace in the living room. There is a carport and patio area. A new roof was installed in April 2026. The seller has never lived in the homes. The tenants have expressed a desire to stay.
Source: SparkMLS
About this home
Listed at $339,000.
Property tax estimate: $3,852 per year ($321/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeMulti Family
Property Subtype2 to 4 Units
Bathrooms0
Lot Size0.4 acres
Year Built1981
Location
CityLudington
MunicipalityHamlin Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
ConstructionVinyl Siding
BasementFull
HeatingBaseboard, Forced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Electricity Available, Cable Available, Phone Connected, Electricity Connected, Cable Connected, Propane
Sale & Financing
Listed5/4/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,106
Tax Year2025
State Equalized Value$153,000
Taxable Value$94,168
Assessed Value$94,168
Parcel #007-160-023-00
Source: Public Records
Legal Description
X79. FIRST ADDITION TO BRIDGE'S RESORT LOT 24 AND LOT 23 EXC S 49.25 FT. 6105 N GRACE AVE
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Greg Vukovich
4 Seasons Real Estate
Frequently Asked Questions about 6105 6095 N Grace Avenue, Ludington, MI 49431
Which school district serves 6105 6095 N Grace Avenue, Ludington, MI 49431?
Per MLS# 26020014, 6105 6095 N Grace Avenue, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26020014, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 6105 6095 N Grace Avenue, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $4,106 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 6105 6095 N Grace Avenue, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 6105 6095 N Grace Avenue, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 6105 6095 N Grace Avenue, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hamlin Twp police department or the Mason County sheriff's office.
Map
Tax Estimate
$
Annual tax$3,852
Monthly$321
Millage rate25.1769 mills
Municipality: Hamlin TOWNSHIP
School district: LUDINGTON AREA SCHOOL DIST
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$2,520
Principal & interest$2,199
Property taxes$321
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6105 6095 N Grace Avenue, Ludington, MI 49431
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