For Sale
6109 Cole Drive, Osseo, MI 49266
$338,000
MLS # 26035518 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,440 sqftBuilt 19460.07 acres
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Listing Description
Create life long family memories at this turn key cottage on all sports Bird Lake in Hillsdale County! This cozy single-family home offers 2 bedrooms and 2 bathrooms within 1440 square feet of finished living space. Cool off on your own sandy beach on this beautiful spring fed lake. Enjoy great views of the lake from the massive partially covered deck. Located less than 2 miles from the 2,471 acre Lost Nation State Game area, your cottage could double as deer camp in the fall. Included in the sale are 9 sections of aluminum dock, well maintained deck boat and solar powered boat lift. Wether it's water skiing, tubing, fishing, swimming, hunting, hiking, this waterfront property presents an excellent opportunity to own a piece of Michigan's natural beauty.
Source: SparkMLS
About this home
Located in Osseo, this property offers 2-bedroom, 2-bath, 1,440 sq ft, with original construction dating to 1946.
Asking $338,000 (about $235/sq ft).
Estimated annual property tax: $2,072, or about $173 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,440 sqft
Lot Size0.07 acres
Year Built1946
Stories2
Location
CityOsseo
MunicipalityJefferson Twp
Zip Code49266
CountyHillsdale
School DistrictPittsford
Construction & Systems
StyleColonial
ConstructionStone, Vinyl Siding
BasementSlab, Walk-Out Access
WaterWell
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected
Sale & Financing
Listed7/11/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,072
Tax Year2025
Assessed Value$50,659
Parcel #12-055-001-011
Source: SparkMLS
Legal Description
LOT 13 FOUNTAIN PARK BEACH
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by David Willoughby
Guenther Homes, Inc.
Frequently Asked Questions about 6109 Cole Drive, Osseo, MI 49266
What school district is 6109 Cole Drive, Osseo, MI 49266 in?
Per MLS# 26035518, this property is served by Pittsford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 6109 Cole Drive, Osseo, MI 49266?
Per MLS# 26035518, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26035518, the most recent reported annual property tax for 6109 Cole Drive, Osseo, MI 49266 is $2,072 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6109 Cole Drive, Osseo, MI 49266 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6109 Cole Drive, Osseo, MI 49266 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Jefferson Twp police department or the Hillsdale County sheriff's office.
Map
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Monthly payment$2,192
Principal & interest$2,192
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6109 Cole Drive, Osseo, MI 49266
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