Sold
612 Conference Street, Otsego, MI 49078
Sold on 07/09/2026 for$218,075
MLS # 26025959 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,040 sqftBuilt 19550.35 acres
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Listing Description
Welcome home to this charming residence that perfectly blends comfort, style, and everyday functionality. Thoughtfully decorated with tasteful finishes and inviting spaces throughout, this home is move-in ready and full of character. The warm and welcoming interior offers comfortable living areas, a bright and functional kitchen, and two (could be three) well-sized bedrooms designed for relaxation. Step outside and discover a beautifully maintained backyard--an ideal setting for entertaining guests, enjoying summer evenings, gardening, or simply unwinding in your own private retreat. Whether you're hosting a barbecue or sipping your morning coffee, this outdoor space is sure to become a favorite spot. With its appealing curb appeal, charming décor, and wonderful backyard oasis, this home offers the perfect combination of style, comfort, and convenience.
Source: SparkMLS
About this home
Located in Otsego Township in Otsego, this property offers 2-bedroom, 1-bath, 1,040 sq ft, with original construction dating to 1955.
This home sold for $218,075 (about $210/sq ft).
Estimated annual property tax: $2,801, or about $233 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,040 sqft
Lot Size0.35 acres
Year Built1955
Stories1
Location
CityOtsego
MunicipalityOtsego City
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, Storm Sewer
InteriorGarage Door Opener, Eat-in Kitchen
Sale & Financing
Listed5/29/2026
Sold Date7/8/2026
Terms AcceptedCash, FHA, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,801
Tax Year2025
Assessed Value$58,652
Parcel #54-600-003-00
Source: SparkMLS
Legal Description
LOT 3 MC LEOD'S ADD. TO CITY OF OTSEGO SEC 22 T1N R12W.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Amy L Hamilton
Jaqua, REALTORS
Frequently Asked Questions about 612 Conference Street, Otsego, MI 49078
What school district is 612 Conference Street, Otsego, MI 49078 in?
Per MLS# 26025959, this property is served by Otsego. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26025959, the seller has indicated this property accepts the following financing types: Cash, FHA, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26025959, the most recent reported annual property tax for 612 Conference Street, Otsego, MI 49078 is $2,801 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 612 Conference Street, Otsego, MI 49078 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 612 Conference Street, Otsego, MI 49078 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otsego City police department or the Allegan County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,394
Principal & interest$1,394
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
612 Conference Street, Otsego, MI 49078
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Municipality
Otsego Township
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