Sold
612 N Prospect Street, Sturgis, MI 49091
Sold on 07/08/2026 for$150,000
MLS # 26016737 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,225 sqftBuilt 19560.17 acres
1 / 21
Listing Description
Great Starter Home and a great location! Close to Wall school. 2-3 BR 1 bath. This 1,225 sq ft ranch is sparkly clean and move in ready! Spacious living room, new flooring and fresh paint. 1 car attached garage. Nice fenced in back yard with a shed. Maintenance free exterior. Call today to take a look!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,225 sq ft home built in 1956 sits in Sturgis in Sturgis.
Closed at $150,000 (about $122/sq ft).
Property tax estimate: $2,123 per year ($177/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of Sturgis; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,225 sqft
Lot Size0.17 acres
Year Built1956
Stories1
Location
CitySturgis
MunicipalitySturgis City
Zip Code49091
CountySt. Joseph
School DistrictSturgis
Construction & Systems
StyleRanch
ConstructionAluminum Siding
BasementCrawl Space, Partial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Broadband
Sale & Financing
Listed4/20/2026
Sold Date7/7/2026
Terms AcceptedCash, FHA, Conventional
Concessions$5,700
Source: SparkMLS
Tax Information
Annual Tax$2,123
Tax Year2024
Assessed Value$33,737
Parcel #7505230004700
Source: SparkMLS
Legal Description
LOT 54. HAGERMAN & FREELAND 2ND ADD CITY OF STURGIS.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Debbie Doe
RE/MAX Elite Group
Frequently Asked Questions about 612 N Prospect Street, Sturgis, MI 49091
What school district is 612 N Prospect Street, Sturgis, MI 49091 in?
Per MLS# 26016737, this property is served by Sturgis. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 612 N Prospect Street, Sturgis, MI 49091?
Per MLS# 26016737, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26016737, the most recent reported annual property tax for 612 N Prospect Street, Sturgis, MI 49091 is $2,123 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 612 N Prospect Street, Sturgis, MI 49091 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 612 N Prospect Street, Sturgis, MI 49091 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of Sturgis. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Sturgis City police department or the St. Joseph County sheriff's office.
Map
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Monthly payment$999
Principal & interest$999
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of Sturgis
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
612 N Prospect Street, Sturgis, MI 49091
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Municipality
Sturgis
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