Sold
6130 Cedar Drive, Hubbard Lake, MI 49747
Sold on 06/27/2025 for$500,000
MLS # 20250035479 (Realcomp)
2 beds1 bath900 sqftBuilt 20210.36 acres
1 / 47
Listing Description
Welcome to your dream lakefront retreat—a newer construction ranch home offering 65 feet of prime frontage on Hubbard Lake with sparkling crystal-clear water, a sandy bottom, and breathtaking sunset views right from your backyard. Whether you're seeking a serene escape, a family getaway, or a savvy investment, this property delivers on every level.Inside, you’ll find 2 comfortable bedrooms and a full bath, complemented by a light-filled open-concept living, kitchen, and dining space. The kitchen features shaker-style cabinetry, stainless steel appliances, and a seamless flow that invites connection and relaxation. A dedicated laundry area adds practicality, while the large covered front porch offers the perfect spot to unwind with your morning coffee or an evening cocktail as the sky turns gold over the water.Hosting family and friends? You’ll love the fully insulated bunkhouse, creating bonus sleeping space that keeps everyone comfortable. Just steps away, an additional full bath—complete with a split heat/AC system—adds year-round function and is the ideal place to wash off the lake day before heading inside.Out back, enjoy your private seawall, dock, and access to a soft sandbar, perfect for swimmers of all ages and boaters ready to explore. Spend your days anchored with friends in one of Hubbard Lake’s many popular beach spots, or cruise the shoreline and take in the peaceful, exclusive feel that sets this lake apart.Only 15 minutes from Lake Huron’s beaches, around the corner from Churchill Pointe Inn for a waterfront dining experience, and just a short drive to White Pine National Golf Resort, this location balances tranquility with convenience.Whether you’re making it your primary home, a vacation getaway, or keeping it as a functioning short-term rental, this home is truly turn-key and ready to be enjoyed from day one. Properties like this don’t come around often—especially with this level of style, comfort, and true lake lifestyle appeal.
Source: SparkMLS
About this home
Located in Hubbard Lake, this property offers 2-bedroom, 1-bath, 900 sq ft, with original construction dating to 2021.
This home sold for $500,000 (about $556/sq ft).
Estimated annual property tax: $2,689, or about $224 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Consumers Energy Company; natural gas by Presque Isle Electric & Gas Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area900 sqft
Lot Size0.36 acres
Year Built2021
Stories1
Location
CityHubbard Lake
MunicipalityCaledonia Twp
Zip Code49747
CountyAlcona
School DistrictAlcona
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed5/13/2025
Sold Date6/26/2025
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$2,689
Parcel #02313700002900
Source: SparkMLS
Legal Description
T28N R7E SEC 12 LOT 29 EAST BAY SHORES SUB #3
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Matthew Kraft
Signature Sotheby's International Realty Bham
Frequently Asked Questions about 6130 Cedar Drive, Hubbard Lake, MI 49747
What school district is 6130 Cedar Drive, Hubbard Lake, MI 49747 in?
Per MLS# 20250035479, this property is served by Alcona. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 6130 Cedar Drive, Hubbard Lake, MI 49747?
Per MLS# 20250035479, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20250035479, the most recent reported annual property tax for 6130 Cedar Drive, Hubbard Lake, MI 49747 is $2,689. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6130 Cedar Drive, Hubbard Lake, MI 49747 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6130 Cedar Drive, Hubbard Lake, MI 49747 is in flood zone A (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 6130 Cedar Drive, Hubbard Lake, MI 49747?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 6130 Cedar Drive, Hubbard Lake, MI 49747. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Presque Isle Electric & Gas Cooperative. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Caledonia Twp police department or the Alcona County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,691
Principal & interest$3,691
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Presque Isle Electric & Gas Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
6130 Cedar Drive, Hubbard Lake, MI 49747
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