Sold
6131 Western Drive, 45, Saginaw, MI 48638
Sold on 09/04/2025 for$70,000
MLS # 20251012312 (Realcomp)
2 beds2 baths844 sqftBuilt 19710 acres
1 / 26
Listing Description
Welcome home to this adorable, move-in ready, Gratiot West 2-bedroom condo! Perched on the second story, this unit features modern, tasteful finishes and a thoughtfully designed layout. Located in a peaceful area, close to grocery stores, shops and a local park, it's an ideal opportunity for first-time home buyers or anyone seeking a low-maintenance lifestyle.
Source: SparkMLS
About this home
Located in Saginaw Township in Saginaw, this property offers 2-bedroom, 2-bath, 844 sq ft, with original construction dating to 1971.
Final sale price: $70,000 (about $83/sq ft).
Annual property taxes run approximately $796 ($66/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area844 sqft
Year Built1971
Stories1
Location
CitySaginaw
MunicipalitySaginaw Twp
Zip Code48638
CountySaginaw
School DistrictSaginaw Twp
Construction & Systems
ConstructionBrick
HeatingForced Air
SewerPublic
Sale & Financing
Listed6/26/2025
Sold Date9/3/2025
Original Price$78,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$260 / Monthly
IncludesLawn/Yard Care, Snow Removal, Trash
Source: SparkMLS
Tax Information
Annual Tax$796
Parcel #23124304009045
Source: SparkMLS
Legal Description
UNIT 45 BUILDING 6 GRATIOT WEST CONDOMINIUM SUB-DIV PLAN NO 5 EXHIBIT B TO MASTER DEED PART OF SE1/4 OF SEC 30 SAGINAW TOWNSHIP SAGINAW COUNTY MICHIGAN SEC 30 T12N R4E
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Paige Weishuhn
The Brand Real Estate
Frequently Asked Questions about 6131 Western Drive, 45, Saginaw, MI 48638
What school district is 6131 Western Drive, 45, Saginaw, MI 48638 in?
Per MLS# 20251012312, this property is served by Saginaw Twp. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20251012312, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251012312, the most recent reported annual property tax for 6131 Western Drive, 45, Saginaw, MI 48638 is $796. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6131 Western Drive, 45, Saginaw, MI 48638 eligible for USDA financing?
Per USDA Rural Development boundary data, 6131 Western Drive, 45, Saginaw, MI 48638 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6131 Western Drive, 45, Saginaw, MI 48638 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 6131 Western Drive, 45, Saginaw, MI 48638?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 6131 Western Drive, 45, Saginaw, MI 48638. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saginaw Twp police department or the Saginaw County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$746
Principal & interest$486
HOA$260
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6131 Western Drive, 45, Saginaw, MI 48638
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Municipality
Saginaw Township
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