Sold
614 ALBANY Street, Ferndale, MI 48220
Sold on 06/25/2025 for$371,000
MLS # 20250037870 (Realcomp)
3 beds2 baths1,620 sqftBuilt 19270.13 acres
1 / 50
Listing Description
***All offers are due: Monday, June 2, 2025 at 12:00PM.*** Wonderful Dutch Colonial just steps from downtown Ferndale blends timeless charm with stylish updates and a welcoming vibe. A spacious front porch surrounded by garden beds sets the stage, leading into an inviting entry vestibule with a warm wood panel ceiling. Inside, the bright living room features dark hardwood floors, coved ceilings, a cozy fireplace, and an arched passage to the dining room. The dining area is perfect for entertaining with a sliding glass door that opens to a huge private backyard deck. Stunning kitchen, complete with stainless steel appliances, butcher block counters, tile backsplash, and open shelving. Upstairs, three comfortable bedrooms share a beautifully updated full bath. The finished basement adds fantastic bonus space with a rec room, half bath, and a dedicated laundry area. Enjoy the large, fenced backyard with plenty of room to relax or play, plus a detached garage, patio, and shaded play space. Welcome Home!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,620 sq ft home in Ferndale in Ferndale built in 1927.
Final sale price: $371,000 (about $229/sq ft).
Annual property taxes run approximately $5,341 ($445/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,620 sqft
Lot Size0.13 acres
Year Built1927
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionVinyl Siding
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed5/27/2025
Sold Date6/24/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,341
State Equalized Value$169,790
Taxable Value$106,280
Parcel #2534106027
Source: Public Records
Legal Description
T1N, R11E, SEC 34 TENNYSON PARK SUB LOT 47
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jim Shaffer
Good Company
Frequently Asked Questions about 614 ALBANY Street, Ferndale, MI 48220
What school district is 614 ALBANY Street, Ferndale, MI 48220 in?
Per MLS# 20250037870, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20250037870, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20250037870, the most recent reported annual property tax for 614 ALBANY Street, Ferndale, MI 48220 is $5,341. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 614 ALBANY Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 614 ALBANY Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 614 ALBANY Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 614 ALBANY Street, Ferndale, MI 48220?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$2,269
Principal & interest$2,269
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
614 ALBANY Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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