Sold
614 E Washington Street, Ionia, MI 48846
Sold on 04/28/2026 for$227,000
MLS # 26007274 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,328 sqftBuilt 19400.39 acres
1 / 32
Listing Description
Step into timeless character with this beautifully maintained 1900's two-story bungalow nestled on a spacious double lot in Ionia! This 3-bedroom, 2 full bathroom home blends classic charm with everyday functionality. From the inviting front porch to the tall ceilings and abundant natural light, you'll appreciate the warmth and craftsmanship throughout. The main floor offers generous living and dining spaces perfect for entertaining, along with a full bath for added convenience. Upstairs, you'll find comfortable bedrooms and an additional full bathroom providing flexible living arrangements. Outside, the rare double lot offers endless possibilities - gardening, entertaining, future expansion, or simply enjoying extra green space and a large bonfire! Conveniently located near downtown amenities, parks, and schools, this property offers small-town charm with room to grow. Don't miss your opportunity to own a piece of Ionia history!
Source: SparkMLS
About this home
Located in Ionia in Ionia, this property offers 3-bedroom, 2-bath, 1,328 sq ft, with original construction dating to 1940.
This home sold for $227,000 (about $171/sq ft).
Estimated annual property tax: $2,476, or about $206 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,328 sqft
Lot Size0.39 acres
Year Built1940
Stories2
Location
CityIonia
MunicipalityIonia City
Zip Code48846
CountyIonia
School DistrictIonia
Construction & Systems
ConstructionVinyl Siding
BasementFull
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed2/26/2026
Sold Date4/27/2026
Original Price$249,900
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Concessions$6,200
Source: SparkMLS
Tax Information
Annual Tax$2,476
Tax Year2024
Assessed Value$61,530
Parcel #204-090-000-740-00
Source: SparkMLS
Legal Description
CITY OF IONIA SUP. INMANS ADDITION LOTS 164 & 165 EXC E 5FT LOT 165
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Christina Saenz
Ascent Real Estate Group
Frequently Asked Questions about 614 E Washington Street, Ionia, MI 48846
What school district is 614 E Washington Street, Ionia, MI 48846 in?
Per MLS# 26007274, this property is served by Ionia. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 614 E Washington Street, Ionia, MI 48846?
Per MLS# 26007274, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26007274, the most recent reported annual property tax for 614 E Washington Street, Ionia, MI 48846 is $2,476 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 614 E Washington Street, Ionia, MI 48846 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 614 E Washington Street, Ionia, MI 48846 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ionia City police department or the Ionia County sheriff's office.
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Monthly payment$1,491
Principal & interest$1,491
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
614 E Washington Street, Ionia, MI 48846
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Municipality
Ionia
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