For Sale
614 Madison Street, Saginaw, MI 48602
$139,900
MLS # 50214334 (MiRealSource)
4 beds1 bathBuilt 19350.14 acres
1 / 54
Listing Description
This charming Cape Cod offers a cozy feel in the heart of the city. Two lots are included in the sale. 614 Madison Street features four large bedrooms with a possible fifth bedroom, 1.5 baths with new fixtures, an updated kitchen with a new refrigerator and peace of mind with a new water heater. The spacious great room has a fireplace and tons of windows, including a bay window, to let the natural light pour in. There is a bonus den with knotty pine wainscotting and wood flooring that could be a fifth bedroom. The kitchen is bright and cheerful with plenty of storage, stainless appliances and tile floor. The breakfast nook/dining room has French doors that open to a three-season room with panoramic views of the fenced-in back yard and its lush greenery. A trio of dormers upstairs provide cozy nooks in the bedrooms. This lovely home has ample storage space with lots of built-in shelving, privacy with a vinyl fenced in yard and a detached, two-car garage. Across the alley is a lush, vacant lot perfect for gardening or relaxing. A very short distance to Saginaw’s Old Town, Covenant hospital and upcoming riverfront developments, you won’t miss any of Saginaw’s many community events!
Source: SparkMLS
About this home
4-bedroom, 1-bath home in Saginaw built in 1935.
Asking $139,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Lot Size0.14 acres
Year Built1935
Location
CitySaginaw
MunicipalitySaginaw
Zip Code48602
CountySaginaw
School DistrictSaginaw Public
Construction & Systems
ConstructionWood Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed7/8/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Parcel #15 0026 00000
Source: SparkMLS
Legal Description
S.ELY.50 FT.OF LOT 1,S.ELY.50 FT.OF LOT 2,BLK.31,CITY OFSAGINAW IN DIVISION NORTH OF CASS STREET
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jaime Cramer
Berkshire Hathaway HomeServices
Frequently Asked Questions about 614 Madison Street, Saginaw, MI 48602
Which school district serves 614 Madison Street, Saginaw, MI 48602?
Per MLS# 50214334, 614 Madison Street, Saginaw, MI 48602 is in the Saginaw Public boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saginaw Public directly to confirm enrollment eligibility.
What financing options are available for 614 Madison Street, Saginaw, MI 48602?
Per MLS# 50214334, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 614 Madison Street, Saginaw, MI 48602 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 614 Madison Street, Saginaw, MI 48602 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 614 Madison Street, Saginaw, MI 48602?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saginaw police department or the Saginaw County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$907
Principal & interest$907
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
614 Madison Street, Saginaw, MI 48602
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