Under Contract
614 S Jefferson Street, Sturgis, MI 49091
$110,000
MLS # 26030459 (Michigan Regional Information Center (MichRIC))
1 bed1 bath635 sqftBuilt 19010.2 acres
1 / 21
Listing Description
Welcome home to this charming 1-bedroom, 1-bath property filled with natural light from the moment you walk in. Outside, you'll find a nice-sized yard with plenty of room to enjoy, garden, or entertain, and you'll love being within walking distance to parks and local stores. Whether you're looking for your first home, a place to downsize, or a low-maintenance property, this home is worth a look. Major updates have already been completed, including updated plumbing in 2020, a newer roof, and a new electrical breaker box installed in 2026. This home is worth a look!
Source: SparkMLS
About this home
Located in Sturgis in Sturgis, this property offers 1-bedroom, 1-bath, 635 sq ft, with original construction dating to 1901.
Currently offered at $110,000 (about $173/sq ft).
Estimated annual property tax: $2,105, or about $175 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of Sturgis; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms1
Living Area635 sqft
Lot Size0.2 acres
Year Built1901
Stories1
Location
CitySturgis
MunicipalitySturgis City
Zip Code49091
CountySt. Joseph
School DistrictSturgis
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
HeatingSpace Heater
WaterPublic
SewerPublic
Sale & Financing
Listed6/17/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,105
Tax Year2025
Assessed Value$32,929
Parcel #052-630-036-00
Source: SparkMLS
Legal Description
LOT 35. F W WAITS ADD. CITY OF STURGIS.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Vanessa Gonzalez MTP Group
Real Broker LLC
Frequently Asked Questions about 614 S Jefferson Street, Sturgis, MI 49091
Which school district serves 614 S Jefferson Street, Sturgis, MI 49091?
Per MLS# 26030459, 614 S Jefferson Street, Sturgis, MI 49091 is in the Sturgis boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Sturgis directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26030459, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 614 S Jefferson Street, Sturgis, MI 49091?
Per public tax records, annual property taxes for this property are $2,105 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 614 S Jefferson Street, Sturgis, MI 49091 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 614 S Jefferson Street, Sturgis, MI 49091 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 614 S Jefferson Street, Sturgis, MI 49091?
Per Michigan Public Service Commission service territory data: Electric: City of Sturgis. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Sturgis City police department or the St. Joseph County sheriff's office.
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Monthly payment$713
Principal & interest$713
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of Sturgis
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
614 S Jefferson Street, Sturgis, MI 49091
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Municipality
Sturgis
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