For Sale
614 S TROY Street, 202, Royal Oak, MI 48067
$499,900
MLS # 20261052593 (Realcomp)
2 beds3 baths1,791 sqftBuilt 2004
1 / 47
Listing Description
Just SNAP and you're in downtown Royal Oak! Nearly 1,800 square feet across two levels, this stylish loft condo blends modern updates with premium finishes. The dramatic two-story great room is flooded with natural light, features a cozy gas fireplace, and opens to a spacious private balcony—the perfect spot to enjoy a breath of fresh air.The renovated island kitchen features a gas range, stainless steel appliances, and abundant cabinetry. A huge main-floor pantry, under-stair storage, and a convenient half bath add everyday functionality.The main-floor primary suite offers a walk-in closet and a luxurious ensuite bath. Upstairs, you'll find a spacious loft-style living area that's ideal as a family room, media space, or home office, along with a private second bedroom suite and a conveniently located laundry room.A rare bonus: two assigned parking spaces in the secure ground-level garage.This Lion's Den is ready for its next King or Queen to enjoy sophisticated, low-maintenance in town living!
Source: SparkMLS
About this home
2-bedroom, 3-bath, 1,791 sq ft home in Royal Oak in Royal Oak built in 2004.
Currently offered at $499,900 (about $279/sq ft).
Property tax estimate: $8,517 per year ($710/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms3
Living Area1,791 sqft
Year Built2004
Stories2
Location
CityRoyal Oak
MunicipalityRoyal Oak City
Zip Code48067
CountyOakland
School DistrictCity of Royal Oak
Construction & Systems
ConstructionBrick
BasementSlab
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/9/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$415 / Monthly
IncludesLawn/Yard Care, Snow Removal, Trash, Water
Source: SparkMLS
Tax Information
Annual Tax$8,517
Parcel #722522155023
Source: SparkMLS
Legal Description
T1N, R11E, SEC 22 OAKLAND COUNTY CONDOMINIUM PLAN NO 1598 TROY ST. LOFTS CONDOMINIUM UNIT 11 L 31748 P 783 12-29-03 FR 012
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by James M Horn
KW Domain
Frequently Asked Questions about 614 S TROY Street, 202, Royal Oak, MI 48067
What school district is 614 S TROY Street, 202, Royal Oak, MI 48067 in?
Per MLS# 20261052593, this property is served by City of Royal Oak. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 614 S TROY Street, 202, Royal Oak, MI 48067?
Per MLS# 20261052593, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261052593, the most recent reported annual property tax for 614 S TROY Street, 202, Royal Oak, MI 48067 is $8,517. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 614 S TROY Street, 202, Royal Oak, MI 48067 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 614 S TROY Street, 202, Royal Oak, MI 48067 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$3,657
Principal & interest$3,242
HOA$415
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
614 S TROY Street, 202, Royal Oak, MI 48067
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Municipality
Royal Oak
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County
Oakland County
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