Sold
614 Swains Lake Drive, Concord, MI 49237
Sold on 01/03/2023 for$230,000
MLS # 22046440 (Michigan Regional Information Center (MichRIC))
1 bed1 bath1,395 sqftBuilt 19550.08 acres
1 / 51
Listing Description
Welcome to 614 Swains Lake Drive where the perfect summer cottage or rental awaits! With Prime lake frontage on one of the healthiest lakes around. SALE INCLUDES 619 Swains Lake accompanied with A Brand new metal framed barn and an Easement with docking rights for that parcel! The cute lakefront cottage has a breathtaking view of the lake with a whole wall of windows! Walk out on your massive deck with coffee in the morning and watch the blue herrings and other wildlife. The oversized living area has a wood burning fireplace for your cozy fall nights. Enjoy dinner on your massive deck just steps away from your dock and bonfire pit. Home comes equipped with a new AC and a Newer Roof, Seawall, and Dock!
Source: SparkMLS
About this home
1-bedroom, 1-bath, 1,395 sq ft home in Pulaski Township in Concord built in 1955.
Closed at $230,000 (about $165/sq ft).
Estimated annual property tax: $2,319, or about $193 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 7,000 Mbps across 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms1
Living Area1,395 sqft
Lot Size0.08 acres
Year Built1955
Stories1
Location
CityConcord
MunicipalityPulaski Twp
Zip Code49237
CountyJackson
School DistrictConcord Community Schools
Construction & Systems
StyleOther
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Cable Connected, High-Speed Internet
Sale & Financing
Listed11/1/2022
Sold Date1/2/2023
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
HOA
HOA Fee$25 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$2,025
Tax Year2021
State Equalized Value$69,300
Taxable Value$69,300
Assessed Value$61,276
Parcel #061-16-03-301-058-00
Source: Public Records
Legal Description
LOT 58 ASSESSOR'S PLAT OF SWAINS LAKE SPLIT ON 09/04/03 FROM 000-16-03-301-002-04 PRIOR LEASED LAND 512-16-37-600-046-00 & 900-16-37-046-00
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by BRETT MILES
Century 21 Affiliated - Jackson
Frequently Asked Questions about 614 Swains Lake Drive, Concord, MI 49237
Which school district serves 614 Swains Lake Drive, Concord, MI 49237?
Per MLS# 22046440, 614 Swains Lake Drive, Concord, MI 49237 is in the Concord Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Concord Community Schools directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 22046440, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 614 Swains Lake Drive, Concord, MI 49237?
Per public tax records, annual property taxes for this property are $2,025 (2021). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 614 Swains Lake Drive, Concord, MI 49237 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 614 Swains Lake Drive, Concord, MI 49237 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 614 Swains Lake Drive, Concord, MI 49237. The maximum advertised download speed is 7.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 614 Swains Lake Drive, Concord, MI 49237?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Pulaski Twp police department or the Jackson County sheriff's office.
Map
Tax Estimate
$
Annual tax$2,319
Monthly$193
Millage rate33.4659 mills
Municipality: Pulaski
School district: CONCORD COMMUNITY SCHOOLS
County: Jackson
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
BETATax History
View SEV, Taxable Value, and uncapping difference for this parcel — Jackson County public records.
Mortgage Calculator
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Monthly payment$1,849
Principal & interest$1,654
Property taxes$193
HOA$2
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableGSO SatelliteUnlicensed Fixed WirelessSatellite
7 providers at this address
FrontierFiber
7 Gbps1.2 Gbps
XfinityFiber
1 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
614 Swains Lake Drive, Concord, MI 49237
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Municipality
Pulaski Township
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County
Jackson County
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