For Sale
615 E Melendy Street, Ludington, MI 49431
$214,900
MLS # 26036802 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,324 sqftBuilt 19200.19 acres
1 / 22
Listing Description
MOVE RIGHT IN AND ENJOY! This spacious 3-bedroom, 2-full-bath home is located in the City of Ludington near Pere Marquette Lake, marinas and waterfront park. Immediately you will love the inviting front porch and wrap-around decking. Large, open kitchen with a comfortable eating area and updated appliances, making it perfect for everyday living and gatherings. The convenient main-floor utility room adds to the home's functionality, while the full basement provides plenty of storage. The home has been fully insulated through the Weatherization Program, helping to improve energy efficiency and year-round comfort. Outside, you'll appreciate the detached 2-car garage and the fenced backyard, offering space for pets, play, gardening, or outdoor entertaining. Must see!
Source: SparkMLS
About this home
Located in Ludington in Ludington, this property offers 3-bedroom, 2-bath, 1,324 sq ft, with original construction dating to 1920.
Listed at $214,900 (about $162/sq ft).
Estimated annual property tax: $1,985, or about $165 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,324 sqft
Lot Size0.19 acres
Year Built1920
Stories2
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s)
Sale & Financing
Listed7/16/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,985
Tax Year2026
Assessed Value$47,747
Parcel #53-051-335-022-00
Source: SparkMLS
Legal Description
Addition No. 3, Lot 22, Block 135
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jackie Makowicki
Five Star RE Ludington
Frequently Asked Questions about 615 E Melendy Street, Ludington, MI 49431
What school district is 615 E Melendy Street, Ludington, MI 49431 in?
Per MLS# 26036802, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 615 E Melendy Street, Ludington, MI 49431?
Per MLS# 26036802, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26036802, the most recent reported annual property tax for 615 E Melendy Street, Ludington, MI 49431 is $1,985 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 615 E Melendy Street, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 615 E Melendy Street, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
Map
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$1,394
Principal & interest$1,394
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
615 E Melendy Street, Ludington, MI 49431
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Municipality
Ludington
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