For Sale
616 N Oakley Street, Saginaw, MI 48602
$68,500
MLS # 50202613 (MiRealSource)
4 beds1 bathBuilt 18740.13 acres
1 / 8
Listing Description
Rent-to-own opportunity! Spacious 4 bed, 2 bath home with strong upside potential for the right buyer. Perfect for a handyman or investor looking to build equity, and a great opportunity for someone looking for an alternative path to homeownership. This beautiful historic home still has many of the original features, and comes with a brand new roof
Source: SparkMLS
About this home
4-bedroom, 1-bath home in Saginaw in Saginaw built in 1874.
Asking $68,500.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Lot Size0.13 acres
Year Built1874
Location
CitySaginaw
MunicipalitySaginaw
Zip Code48602
CountySaginaw
School DistrictSaginaw Public
Construction & Systems
ConstructionShingle Siding
BasementPartial
HeatingForced Air
SewerPublic
Sale & Financing
Listed3/26/2026
Original Price$75,000
Terms AcceptedLand Contract
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Alyssa LaRose
Mid-Mitten Realty
Frequently Asked Questions about 616 N Oakley Street, Saginaw, MI 48602
What school district is 616 N Oakley Street, Saginaw, MI 48602 in?
Per MLS# 50202613, this property is served by Saginaw Public. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50202613, the seller has indicated this property accepts the following financing types: Land Contract. Financing acceptance is subject to change — confirm with the listing agent.
Is 616 N Oakley Street, Saginaw, MI 48602 eligible for USDA financing?
Per USDA Rural Development boundary data, 616 N Oakley Street, Saginaw, MI 48602 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 616 N Oakley Street, Saginaw, MI 48602 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saginaw police department or the Saginaw County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$444
Principal & interest$444
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
616 N Oakley Street, Saginaw, MI 48602
View full property history →
Municipality
Saginaw
View all listings →
Get email alerts for new listings near 616 N Oakley Street
We'll notify you when something hits the market in Saginaw or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.