Sold
617 Harvey Street, Petoskey, MI 49770
Sold on 05/27/2026 for$512,000
MLS # 201838512
3 beds1 bath0.15 acres
1 / 57
Listing Description
Just blocks from Petoskey's coveted Gaslight District and the Little Traverse Bay waterfront, this rare downtown opportunity combines timeless character with the updates buyers want now. Homes in this neighborhood seldom come available—and when they do, they move quickly. This 100-year-old home has been thoughtfully refreshed with fresh paint throughout, creating a bright, clean interior that still honors its original charm. Upstairs, a bedroom offers seasonal bay views, a daily reminder that you're living in the heart of Northern Michigan. Outside, the private and beautifully maintained backyard is an unexpected retreat—perfect for summer evenings, gardening, or quiet mornings. Major improvements are already done: new roof in 2021, new gutters, screen doors, & a new back door in 2025., Age: 31+ Years Approx
Source: SparkMLS
About this home
3-bedroom, 1-bath home in Petoskey.
This home sold for $512,000.
Electric service is provided by City of Petoskey; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.15 acres
Location
CityPetoskey
MunicipalityPetoskey City
Zip Code49770
CountyEmmet
Sale & Financing
Listed1/15/2026
Sold Date5/26/2026
Original Price$550,000
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Paul C Fairbairn
Coldwell Banker Fairbairn Realty
Frequently Asked Questions about 617 Harvey Street, Petoskey, MI 49770
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 617 Harvey Street, Petoskey, MI 49770 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 617 Harvey Street, Petoskey, MI 49770 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 617 Harvey Street, Petoskey, MI 49770?
Per Michigan Public Service Commission service territory data: Electric: City of Petoskey. Gas: DTE Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Petoskey City police department or the Emmet County sheriff's office.
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Monthly payment$3,405
Principal & interest$3,405
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of Petoskey
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
617 Harvey Street, Petoskey, MI 49770
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