Pending
617 W Allegan Street, Otsego, MI 49078
$49,900
MLS # 26034436 (Michigan Regional Information Center (MichRIC))
2 beds1 bath720 sqftBuilt 19500.3 acres
1 / 4
Listing Description
Prime location. Construction loan or cash required. Zoned Residential but could convert to Commerical per the twp.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 720 sq ft home built in 1950 sits in Otsego Township in Otsego.
Listed at $49,900 (about $69/sq ft).
Annual property taxes run approximately $926 ($77/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area720 sqft
Lot Size0.3 acres
Year Built1950
Stories1
Location
CityOtsego
MunicipalityOtsego Twp
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleRanch
ConstructionShingle Siding
BasementFull
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected, Cable Connected
Sale & Financing
Listed7/7/2026
Terms AcceptedOther, Cash
Source: SparkMLS
Tax Information
Annual Tax$926
Tax Year2026
Assessed Value$25,959
Parcel #17-280-043-00
Source: SparkMLS
Legal Description
LOTS 43 & 44 SEC 22 T1N R12W HARDENDORF'S ADDITION.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brian Bartholomew
RE/MAX of Grand Rapids (FH)
Frequently Asked Questions about 617 W Allegan Street, Otsego, MI 49078
Which school district serves 617 W Allegan Street, Otsego, MI 49078?
Per MLS# 26034436, 617 W Allegan Street, Otsego, MI 49078 is in the Otsego boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26034436, this listing accepts Other, Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 617 W Allegan Street, Otsego, MI 49078?
Per public tax records, annual property taxes for this property are $926 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 617 W Allegan Street, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 617 W Allegan Street, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 617 W Allegan Street, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Twp police department or the Allegan County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$324
Principal & interest$324
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
617 W Allegan Street, Otsego, MI 49078
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Municipality
Otsego Township
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