For Sale
618 Mechanic Street, Alma, MI 48801
$114,900
MLS # 1948028 (Northern Great Lakes REALTORS® MLS)
1 bed1 bathBuilt 19170.17 acres
1 / 15
Listing Description
Whether you're searching for your first home, looking to downsize, or wanting an affordable investment opportunity, this charming home deserves a look! Featuring 1 bedroom with the potential for a second bedroom, this well-maintained property offers flexibility to fit your needs. The functional layout provides comfortable living space with the opportunity to customize an additional room as a bedroom, home office, or hobby space. An attached garage adds everyday convenience, providing easy access and additional storage. Conveniently located close to downtown Alma, schools, parks, and everyday amenities, this home combines affordability with practicality. If you're looking for a move-in ready property with room to make it your own, 618 Mechanic Street is an excellent opportunity!
Source: SparkMLS
About this home
Located in Alma in Alma, this property offers 1-bedroom, 1-bath, with original construction dating to 1917.
Listed at $114,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms1
Lot Size0.17 acres
Year Built1917
Stories1
Location
CityAlma
Zip Code48801
CountyGratiot
Construction & Systems
BasementOther
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/14/2026
Terms AcceptedCash, Conventional, FHA, MSHDA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Adam Vibber
Unknown Office
Frequently Asked Questions about 618 Mechanic Street, Alma, MI 48801
What type of financing is accepted for this listing?
Per MLS# 1948028, this listing accepts Cash, Conventional, FHA, MSHDA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 618 Mechanic Street, Alma, MI 48801 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 618 Mechanic Street, Alma, MI 48801 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 618 Mechanic Street, Alma, MI 48801?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$745
Principal & interest$745
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
618 Mechanic Street, Alma, MI 48801
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Municipality
Alma
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