Pending
618 S Gainsborough Avenue, Royal Oak, MI 48067
$409,500
MLS # 20261046966 (Realcomp)
3 beds2 baths1,878 sqftBuilt 19420.14 acres
1 / 30
Listing Description
Beautifully situated in the heart of Royal Oak, this classic bungalow offers the perfect combination of charm, comfort, and location. Featuring 3 bedrooms, 2 full baths, and a generous lot, the home provides flexible living space inside and out. The open concept main living area was enhanced with a wall removal and professionally refinished hardwood floors, creating a bright and inviting space for everyday living and entertaining. The kitchen showcases custom shelving, updated lighting, and newer appliances, while recent improvements include a new A/C unit (2020), water heater (2023), a beautifully renovated main bathroom (2023), and 2 large walk in closets upstairs. The finished basement offers additional living space, including a dedicated flex room ideal for a home office, guest suite, workout room, or hobby space complete with updated flooring, fresh paint, and improved lighting. Additional updates include gutters, interior doors, and fresh paint throughout. Enjoy a private backyard, oversized garage, and ample parking just minutes walking distance to downtown Royal Oak. Take advantage of award-winning restaurants, vibrant nightlife, parks, and year-round community events, all while being tucked within a peaceful residential neighborhood.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,878 sq ft home in Royal Oak in Royal Oak built in 1942.
Listed at $409,500 (about $218/sq ft).
Property tax estimate: $6,402 per year ($534/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,878 sqft
Lot Size0.14 acres
Year Built1942
Stories2
Location
CityRoyal Oak
MunicipalityRoyal Oak City
Zip Code48067
CountyOakland
School DistrictCity of Royal Oak
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished, Whirlpool Tub
Sale & Financing
Listed6/23/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,794
State Equalized Value$171,650
Taxable Value$151,120
Parcel #2522256021
Source: Public Records
Legal Description
T1N, R11E, SEC 22 WATCH FARM SUB LOT 157
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Katelyn Thomas
Max Broock, REALTORS®-Birmingham
Frequently Asked Questions about 618 S Gainsborough Avenue, Royal Oak, MI 48067
Which school district serves 618 S Gainsborough Avenue, Royal Oak, MI 48067?
Per MLS# 20261046966, 618 S Gainsborough Avenue, Royal Oak, MI 48067 is in the City of Royal Oak boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact City of Royal Oak directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261046966, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 618 S Gainsborough Avenue, Royal Oak, MI 48067?
Per public tax records, annual property taxes for this property are $5,794. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 618 S Gainsborough Avenue, Royal Oak, MI 48067 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 618 S Gainsborough Avenue, Royal Oak, MI 48067 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 618 S Gainsborough Avenue, Royal Oak, MI 48067?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$6,402
Monthly$534
Millage rate37.2947 mills
Municipality: CITY OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$3,190
Principal & interest$2,656
Property taxes$534
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
618 S Gainsborough Avenue, Royal Oak, MI 48067
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Municipality
Royal Oak
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County
Oakland County
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