Sold
620 S State Street, St. Ignace, MI 49781
Sold on 07/17/2026 for$625,000
MLS # 201840318
3 beds2 bathsBuilt 1960
1 / 75
Listing Description
Embrace the charm of ''Contemporary Coastal'' living in this stunning 3-bedroom, 2-bath ranch-style home, perched on a city bluff with breathtaking views of the Straits of Mackinac. Just one block from the historic downtown of St. Ignace, you are just minutes to everything. Relax and unwind as you take in some of the most picturesque views you'll ever encounter, coupled with the tranquility of small-town life surrounded by the Great Lakes and great people. This newly renovated and decorated 2,020 sq. ft. home, complete with an attached 2-car garage, offers spectacular vistas of the Straits, lighthouse, ferries, and boating traffic. Start your day on the swing with coffee & a sunrise over Mackinac Island or enjoy evening glow & Saturday night fireworks from the bonfire or hot tub., Age: 31+ Years Approx
Source: SparkMLS
About this home
This 3-bedroom, 2-bath home built in 1960 sits in St Ignace in St. Ignace.
This home sold for $625,000.
Electric service is provided by Cloverland Electric Cooperative; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Year Built1960
Location
CitySt. Ignace
Zip Code49781
CountyMackinac
Sale & Financing
Listed6/18/2026
Sold Date7/16/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cheryl A Schlehuber
Mackinac Properties, Inc
Frequently Asked Questions about 620 S State Street, St. Ignace, MI 49781
Is 620 S State Street, St. Ignace, MI 49781 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 620 S State Street, St. Ignace, MI 49781 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Cloverland Electric Cooperative. Gas: SEMCO Energy Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$4,475
Principal & interest$4,475
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cloverland Electric Cooperative
Co-op
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
620 S State Street, St. Ignace, MI 49781
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Municipality
St Ignace
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