Sold
621 W Cambourne Street, Ferndale, MI 48220
Sold on 07/21/2025 for$249,000
MLS # 20251003112 (Realcomp)
2 beds1 bath1,000 sqftBuilt 19250.13 acres
1 / 32
Listing Description
Nestled just steps from downtown Ferndale and a short walk to the heart of Woodward Avenue, this delightful 2-bedroom home is full of classic character and timeless appeal.Original hardwood floors run throughout, adding warmth and authenticity to every room. A cozy 3-season cedar patio offers a serene space to relax. Bring the outdoors in and enjoy the changing seasons! The kitchen offers sleek new cabinets and quarts counter tops with a vintage charm.Step outside to a spacious deck that overlooks a generous, private backyard—ideal for quiet mornings, lively gatherings, or gardening enthusiasts. Surrounded by mature trees and just blocks from local parks, cafes, and shops, this home perfectly balances peaceful living with city convenience.Whether you're looking for a charming starter home or a character-rich space to make your own, this Ferndale classic is a rare find. Schedule your showing today!
Source: SparkMLS
About this home
2-bedroom, 1-bath, 1,000 sq ft home in Ferndale in Ferndale built in 1925.
Closed at $249,000 (about $249/sq ft).
Property tax estimate: $3,291 per year ($274/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,000 sqft
Lot Size0.13 acres
Year Built1925
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionVinyl Siding
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/28/2025
Sold Date7/20/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,291
State Equalized Value$126,100
Taxable Value$63,360
Parcel #2528477020
Source: Public Records
Legal Description
T1N, R11E, SEC 28 ANSON RIDGE SUB LOT 95, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Timothy M Wilds
GSA Elite Realty
Frequently Asked Questions about 621 W Cambourne Street, Ferndale, MI 48220
Which school district serves 621 W Cambourne Street, Ferndale, MI 48220?
Per MLS# 20251003112, 621 W Cambourne Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251003112, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 621 W Cambourne Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $3,291. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 621 W Cambourne Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 621 W Cambourne Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 621 W Cambourne Street, Ferndale, MI 48220. The maximum advertised download speed is 5.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 621 W Cambourne Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,849
Principal & interest$1,849
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
621 W Cambourne Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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