Pending
621 W Hosmer Street, Saint Charles, MI 48655
$129,400
MLS # 50202356 (MiRealSource)
2 beds1 bathBuilt 19000.12 acres
1 / 20
Listing Description
OPEN HOUSE Sunday 5/3 from 12-2. Located in the heart of the Village of St Charles in a quiet neighborhood, you'll find this 2-3 bedroom home awaiting it's new owners. With a newer roof on the home and additional storage with non-conforming living space in the garage this home is surely one to add to your list to see.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath home built in 1900 sits in St Charles Township in Saint Charles.
Listed at $129,400.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.12 acres
Year Built1900
Location
CitySaint Charles
MunicipalitySt Charles Twp
Zip Code48655
CountySaginaw
School DistrictSt Charles
Construction & Systems
ConstructionVinyl Siding, Wood Siding
BasementCrawl Space
HeatingForced Air
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed3/23/2026
Original Price$124,900
Terms AcceptedCash, FHA, MSHDA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Stephanie Filer
Real Estate One Great Lakes Bay
Frequently Asked Questions about 621 W Hosmer Street, Saint Charles, MI 48655
Which school district serves 621 W Hosmer Street, Saint Charles, MI 48655?
Per MLS# 50202356, 621 W Hosmer Street, Saint Charles, MI 48655 is in the St Charles boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St Charles directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 50202356, this listing accepts Cash, FHA, MSHDA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 621 W Hosmer Street, Saint Charles, MI 48655 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 621 W Hosmer Street, Saint Charles, MI 48655 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 621 W Hosmer Street, Saint Charles, MI 48655?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St Charles Twp police department or the Saginaw County sheriff's office.
Map
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Monthly payment$839
Principal & interest$839
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
621 W Hosmer Street, Saint Charles, MI 48655
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Municipality
St Charles Township
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