For Sale
622 Mechanic Street, Alma, MI 48801
$124,900
MLS # 1948044 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 19000.23 acres
1 / 14
Listing Description
Welcome home to this well-maintained 2-bedroom, 1-bath home that's perfect for first-time buyers, downsizers, or anyone looking for an affordable, move-in ready property. Offering a comfortable layout and a home that's been well cared for, you'll appreciate the opportunity to own rather than rent. One of the standout features is the finished and insulated detached garage—ideal for parking, extra storage, a workshop, or year-round projects. Conveniently located near downtown Alma, schools, shopping, and local parks, this home provides both comfort and convenience. Whether you're just starting out or looking to simplify, 622 Mechanic Street offers a fantastic opportunity to build equity in a home you'll be proud to own.
Source: SparkMLS
About this home
Located in Alma in Alma, this property offers 2-bedroom, 1-bath, with original construction dating to 1900.
Currently offered at $124,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.23 acres
Year Built1900
Stories1
Location
CityAlma
Zip Code48801
CountyGratiot
Construction & Systems
BasementOther
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/14/2026
Terms AcceptedCash, Conventional, FHA, MSHDA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Adam Vibber
Unknown Office
Frequently Asked Questions about 622 Mechanic Street, Alma, MI 48801
What financing options are available for 622 Mechanic Street, Alma, MI 48801?
Per MLS# 1948044, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, MSHDA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 622 Mechanic Street, Alma, MI 48801 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 622 Mechanic Street, Alma, MI 48801 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$810
Principal & interest$810
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
622 Mechanic Street, Alma, MI 48801
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Municipality
Alma
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