For Sale
622 Swains Lake Drive, Concord, MI 49237
$395,000
MLS # 26019282 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,196 sqftBuilt 19570.11 acres
1 / 54
Listing Description
Turn-key lakefront retreat on Swains Lake -- fully furnished, move-in ready, and rental-ready from Day 1. Literally just bring your clothes and groceries. Completely rebuilt since 2022 with designer finishes throughout: spray foam insulation, all-new PEX plumbing, electrical, roof, siding, furnace, AC, tankless water heater, and stainless appliances. Three bedrooms, two custom tile baths, vaulted ceilings, private ensuite with walk-in shower, and a showpiece spiral staircase to the upper suite. Open main level flows through a slider to a sprawling lakeside deck with bar -- 60 ft of private frontage, dock included, all-sports lake. Association fee just $40/yr. New Concord sewer connection coming to the lake. 30 min to Marshall, 1 hr to Lansing, Ann Arbor & Kalamazoo. Whether it's a personal escape, a family lake house, or an investment property, this one performs immediately.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,196 sq ft home in Pulaski Township in Concord built in 1957.
Listed at $395,000 (about $330/sq ft).
Annual property taxes run approximately $4,343 ($362/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,196 sqft
Lot Size0.11 acres
Year Built1957
Stories2
Location
CityConcord
MunicipalityPulaski Twp
Zip Code49237
CountyJackson
School DistrictConcord
Construction & Systems
StyleCraftsman
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s)
Sale & Financing
Listed4/30/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,343
Tax Year2025
State Equalized Value$74,000
Taxable Value$74,000
Assessed Value$74,000
Parcel #061-16-03-301-055-00
Source: Public Records
Legal Description
LOT 55 ASSESSOR'S PLAT OF SWAINS LAKE SPLIT ON 09/04/03 FROM 000-16-03-301-002-04 SPLIT ON 11/13/98 FROM 000-16-03-301-002-01 PRIOR LEASED LAND 812-16-37-600-052-00 & 900-16-37-600-052-00
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by ERIC ROPP
Century 21 Affiliated - Jackson
Frequently Asked Questions about 622 Swains Lake Drive, Concord, MI 49237
What school district is 622 Swains Lake Drive, Concord, MI 49237 in?
Per MLS# 26019282, this property is served by Concord. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26019282, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26019282, the most recent reported annual property tax for 622 Swains Lake Drive, Concord, MI 49237 is $4,343 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 622 Swains Lake Drive, Concord, MI 49237 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 622 Swains Lake Drive, Concord, MI 49237 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Pulaski Twp police department or the Jackson County sheriff's office.
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BETATax History
View SEV, Taxable Value, and uncapping difference for this parcel — Jackson County public records.
Mortgage Calculator
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Monthly payment$2,562
Principal & interest$2,562
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
622 Swains Lake Drive, Concord, MI 49237
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Municipality
Pulaski Township
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County
Jackson County
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