For Sale
623 N State Street, Alma, MI 48801
$435,000
MLS # 25059613 (Michigan Regional Information Center (MichRIC))
4 beds4 baths3,516 sqftBuilt 19100.88 acres
1 / 74
Listing Description
Large Victorian home in Alma featuring many modern updates and awaiting your finishing touches to make it truly your own! Just a couple of blocks from downtown Alma and with over 6000 total square footage, some of the updates include: New roof, updated HVAC with central heating/air including mini-splits, updated painting, expanded concrete parking, large 2nd story back deck with added concrete underneath, added some new windows-including new skylights added to the large attic space bonus area. Included in the total sq. ft., is a walkout basement with potential to finish and also a carriage house 2 car garage with an unfinished loft. The home back yard leads directly to Wright Park. Business Opportunities! 1. Bed & Breakfast allowed under the ordinance as a special use with approval, not currently approved. 2. Multi-Units not allowed, but there is a process of conditional rezoning for approval.
Source: SparkMLS
About this home
Located in Alma in Alma, this property offers 4-bedroom, 4-bath, 3,516 sq ft, with original construction dating to 1910.
Asking $435,000 (about $124/sq ft).
Property tax estimate: $5,674 per year ($473/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 7,000 Mbps across 13 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area3,516 sqft
Lot Size0.88 acres
Year Built1910
Stories2
Location
CityAlma
MunicipalityAlma
Zip Code48801
CountyGratiot
School DistrictAlma
Construction & Systems
StyleVictorian
ConstructionBrick, Wood Siding, Other
BasementDaylight, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/25/2026
Original Price$450,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,674
Tax Year2023
Assessed Value$129,689
Parcel #51-344-753-00
Source: SparkMLS
Legal Description
COM AT NE COR OF SW 1/4 OF SW 1/4 OF SEC 34-12-3 W 20 RDS S 8 RDS E 20 RDS N 8 RDS TO BEGINNING
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Scott L DeMeyer
616 Realty LLC
Frequently Asked Questions about 623 N State Street, Alma, MI 48801
What school district is 623 N State Street, Alma, MI 48801 in?
Per MLS# 25059613, this property is served by Alma. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25059613, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25059613, the most recent reported annual property tax for 623 N State Street, Alma, MI 48801 is $5,674 (2023). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 623 N State Street, Alma, MI 48801 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 623 N State Street, Alma, MI 48801 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 623 N State Street, Alma, MI 48801?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 7.0 Gbps. 13 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Alma police department or the Gratiot County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,821
Principal & interest$2,821
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessFixed WirelessSatellite
13 providers at this address
FrontierFiber
7 Gbps1 Gbps
SpectrumCable
1 GbpsWinn Telephone CompanyFiber
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsCMS InternetUnlicensed Fixed Wireless
200 MbpsISP Managemen IncFixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 Mbps+ 3 more
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
623 N State Street, Alma, MI 48801
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Municipality
Alma
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