Sold
624 E Saratoga Street, Ferndale, MI 48220
Sold on 07/01/2026 for$139,000
MLS # 20261042768 (Realcomp)
2 beds1 bath766 sqftBuilt 19370.1 acres
1 / 17
Listing Description
Location, Location, Location a few blocks to 9 and Woodward.2 Beds and a garage, sparkling hardwood floors in living room and both bedrooms, custom kitchen cabinetry, All appliances stay.Immediate occupancy and priced to sell!Room sizes are estimate,
Source: SparkMLS
About this home
Located in Ferndale in Ferndale, this property offers 2-bedroom, 1-bath, 766 sq ft, with original construction dating to 1937.
This home sold for $139,000 (about $181/sq ft).
Estimated annual property tax: $3,464, or about $289 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area766 sqft
Lot Size0.1 acres
Year Built1937
Stories1
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding, Wood Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/16/2026
Sold Date6/30/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,464
State Equalized Value$87,390
Taxable Value$29,240
Parcel #2534229014
Source: Public Records
Legal Description
T1N, R11E, SEC 34 THE LITTLE FARMS SUB W 40 FT OF LOT 178
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Chris J Dasaro
Coldwell Banker Professionals-GPF
Frequently Asked Questions about 624 E Saratoga Street, Ferndale, MI 48220
What school district is 624 E Saratoga Street, Ferndale, MI 48220 in?
Per MLS# 20261042768, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261042768, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261042768, the most recent reported annual property tax for 624 E Saratoga Street, Ferndale, MI 48220 is $3,464. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 624 E Saratoga Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 624 E Saratoga Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 624 E Saratoga Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$907
Principal & interest$907
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
624 E Saratoga Street, Ferndale, MI 48220
View full property history →
Municipality
Ferndale
View all listings →
County
Oakland County
View county overview →
Get email alerts for new listings near 624 E Saratoga Street
We'll notify you when something hits the market in Ferndale or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.