Sold
6240 Lakeshore Road N, Palms, MI 48465
Sold on 07/16/2026 for$454,265
MLS # 20261036531 (Realcomp)
2 beds2 baths1,235 sqftBuilt 19850.69 acres
1 / 38
Listing Description
This charming lakefront home nestled along the shores of beautiful Lake Huron is the perfect place to escape, unwind, and make lasting memories. Located just 10 minutes from Harbor Beach, you’ll enjoy the peaceful beauty of lakeside living while still being close to town, restaurants, shops, and local attractions.Imagine waking up to breathtaking sunrises over the water, spending your days relaxing on your own private stretch of beach, swimming, boating, or simply listening to the waves roll in. In the evenings, gather around a fire, take in the cool lake breeze, and enjoy unforgettable nights under the stars with panoramic waterfront views all around you.Whether you’re searching for the ideal weekend getaway, a cozy summer retreat, or a year-round home on the lake, this property offers the perfect blend of comfort, charm, and natural beauty. Opportunities like this don’t come around often — this little slice of paradise is definitely worth checking out!
Source: SparkMLS
About this home
2-bedroom, 2-bath, 1,235 sq ft home in Palms built in 1985.
Final sale price: $454,265 (about $368/sq ft).
Property tax estimate: $2,578 per year ($215/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Thumb Electric Cooperative; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,235 sqft
Lot Size0.69 acres
Year Built1985
Stories1
Location
CityPalms
MunicipalityDelaware Twp
Zip Code48465
CountySanilac
School DistrictDeckerville
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
Sale & Financing
Listed5/21/2026
Sold Date7/15/2026
Original Price$500,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,578
Parcel #06112000000500
Source: SparkMLS
Legal Description
T14N R16E SEC 32 LOT 5 MICHAEL MANOR SUBDIVISION
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jeff Glover
KW Professionals
Frequently Asked Questions about 6240 Lakeshore Road N, Palms, MI 48465
What school district is 6240 Lakeshore Road N, Palms, MI 48465 in?
Per MLS# 20261036531, this property is served by Deckerville. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 6240 Lakeshore Road N, Palms, MI 48465?
Per MLS# 20261036531, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261036531, the most recent reported annual property tax for 6240 Lakeshore Road N, Palms, MI 48465 is $2,578. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6240 Lakeshore Road N, Palms, MI 48465 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6240 Lakeshore Road N, Palms, MI 48465 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Thumb Electric Cooperative. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Delaware Twp police department or the Sanilac County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$3,081
Principal & interest$3,081
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Thumb Electric Cooperative
Co-op
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6240 Lakeshore Road N, Palms, MI 48465
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