Pending
627 S 5th Street, Niles, MI 49120
$69,900
MLS # 26020162 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,245 sqftBuilt 19100.19 acres
1 / 28
Listing Description
Opportunity awaits in this 3 bedroom, 1 bath home located in the city of Niles. Whether you're looking to expand your rental portfolio or take on your next renovation project, this property offers solid potential and value. Outside, you'll find a 2-car detached garage, perfect for storage, workshop space, or added tenant appeal. With some updates and improvements, this property could shine as a rental, flip, or long-term investment. Conveniently located near local amenities, schools, and major routes, making it attractive for future tenants or buyers. Bring your ideas and unlock the possibilities!
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,245 sq ft home in Niles in Niles built in 1910.
Currently offered at $69,900 (about $56/sq ft).
Property tax estimate: $996 per year ($83/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,245 sqft
Lot Size0.19 acres
Year Built1910
Stories2
Location
CityNiles
MunicipalityNiles City
Zip Code49120
CountyBerrien
School DistrictNiles
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement, Partial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Storm Sewer
InteriorGarage Door Opener
Sale & Financing
Listed5/5/2026
Original Price$79,900
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$996
Tax Year2025
Assessed Value$18,381
Parcel #11-73-0950-0052-00-9
Source: SparkMLS
Legal Description
LOT 52 BONDS ADD TO NILES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Justine Sater
True Michigan Properties
Frequently Asked Questions about 627 S 5th Street, Niles, MI 49120
Which school district serves 627 S 5th Street, Niles, MI 49120?
Per MLS# 26020162, 627 S 5th Street, Niles, MI 49120 is in the Niles boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Niles directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26020162, this listing accepts Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 627 S 5th Street, Niles, MI 49120?
Per public tax records, annual property taxes for this property are $996 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 627 S 5th Street, Niles, MI 49120 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 627 S 5th Street, Niles, MI 49120 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 627 S 5th Street, Niles, MI 49120?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Niles City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$453
Principal & interest$453
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
627 S 5th Street, Niles, MI 49120
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Municipality
Niles
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