For Sale
628 Oak, MI 48858
$125,000
MLS # 1941788 (Northern Great Lakes REALTORS® MLS)
Built 18930.19 acres
1 / 19
Listing Description
Great investment opportunity in the heart of Mt. Pleasant! This well-located duplex at 628 Oak Street features two (2) bedroom / one (1) bath units, each with its own private entrance. The upper apartment is accessed by an exterior staircase, while the lower unit offers convenient main-level living. Both units are currently rented, providing immediate cash flow for the next owner. Additional perks include a storage garage out back—ideal for tenant storage or owner use. Current rents & lease terms: Lower unit: $725/month — leased through February 2027 Upper unit: $650/month — leased through June 2027 Total monthly income: $1,320 (=$15,840/year gross) Need 24hr notice for showings please. Tenant responsible for Utilities & snow removal of sidewalk & steps. Landlord responsible for lawn care, snow removal of driveway.
Source: SparkMLS
About this home
2-bath home in Mount Pleasant in Michigan built in 1893.
Currently offered at $125,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeMulti Family
Bathrooms2
Lot Size0.19 acres
Year Built1893
Location
Zip Code48858
CountyIsabella
Construction & Systems
BasementMichigan Basement
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed1/19/2026
Original Price$129,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Robin Stressman
PRAEDIUM REALTY ROBIN STRESSMAN & ASSOCIATES
Frequently Asked Questions about 628 Oak, MI 48858
What type of financing is accepted for this listing?
Per MLS# 1941788, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 628 Oak, MI 48858 eligible for USDA financing?
Per USDA Rural Development boundary data, 628 Oak, MI 48858 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 628 Oak, MI 48858 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$811
Principal & interest$811
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
628 Oak, MI 48858
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Municipality
Mount Pleasant
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