For Sale
6287 Rock Road W, Lake, MI 48632
$165,000
MLS # 20261051184 (Realcomp)
1 bed1 bath856 sqftBuilt 19000.18 acres
1 / 22
Listing Description
Cozy Cottage with lake access on Bluff Lake! Escape to this fully renovated, fully furnished lake access cottage on serene Bluff Lake--ideal as a cozy retreat or lucrative Airbnb. Stylish knotty pine accents complement an open-concept layout with a modern kitchen with granite countertops, cozy bedroom, and updated bathroom. Enjoy a large deck and fire pit for all the features of lakefront living. Also, has a massive 20 x 40 detached garage for storage or that could be attached and finished for additional bedrooms and bathroom. Brand new: Kitchen cabinets, counters, sinks, faucets, flooring, appliances, shower, plumbing, electrical, and reverse osmosis system. Move-in ready for relaxation or rental income!
Source: SparkMLS
About this home
This 1-bedroom, 1-bath, 856 sq ft home built in 1900 sits in Lake.
Currently offered at $165,000 (about $193/sq ft).
Estimated annual property tax: $2,098, or about $175 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms1
Living Area856 sqft
Lot Size0.18 acres
Year Built1900
Stories1
Location
CityLake
MunicipalityGarfield Twp
Zip Code48632
CountyClare
School DistrictFarwell
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space, Slab
Garage2 spaces
WaterWell
SewerSeptic Tank
Sale & Financing
Listed7/6/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,098
Parcel #01302540009
Source: SparkMLS
Legal Description
T17N R6W SEC 25 6287 W ROCK RD BEG AT WESTERLY CORNER OF SOPHIE JONES LOT MARKED BY 1" IRON PINCH PIPE & REFER BY A 3" IRON PIPE .20' N'LY OF SAID PINCH PIPE BEING S38 DEG 33'15"W 149.43 FT FROM N'LY COR OF LOT 28, BLUFF LK SUB TH S45 DEG 24'W 64.50 FT TO POB TH N87 DEG 42'W 80 FT TH N05 DEG 02'E 96 FT TH S81 DEG 19'E 109 FT TH S23 DEG 44'W 90 FT BK TO POB. AKA PARCEL B 97 CORRECTION - PER DEED W6
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Joseph Hammel
Keller Williams Somerset
Frequently Asked Questions about 6287 Rock Road W, Lake, MI 48632
What school district is 6287 Rock Road W, Lake, MI 48632 in?
Per MLS# 20261051184, this property is served by Farwell. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261051184, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261051184, the most recent reported annual property tax for 6287 Rock Road W, Lake, MI 48632 is $2,098. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6287 Rock Road W, Lake, MI 48632 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6287 Rock Road W, Lake, MI 48632 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Garfield Twp police department or the Clare County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,070
Principal & interest$1,070
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6287 Rock Road W, Lake, MI 48632
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