Sold
629 Joining Road, St. Joseph, MI 49085
Sold on 04/23/2025 for$305,000
MLS # 25008740 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,232 sqftBuilt 19700.34 acres
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Listing Description
Charming Tri-Level Home on a quiet street. This 4-bedroom, 2-bathroom home offers a functional layout on a generous 0.344-acre lot. Built in 1970, it's 2,232 square feet offers a spacious flow with a galley kitchen, cozy fireplace in the living room, and a large recreation room ideal for gatherings. The bedrooms are highlighted by beautiful hardwood floors, providing a warm and inviting atmosphere. Very recent updates include new roof, furnace, AC, and water heater. The charming exterior includes a fenced yard, a spacious back deck with beautiful Hot Tub, and a fire pit for evening enjoyment. The property backs up to serene woods offering a private retreat. Property is centrally located and in St Joseph Schools district. Schedule you showing today!
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 2,232 sq ft home built in 1970 sits in Royalton Township in St. Joseph.
Final sale price: $305,000 (about $137/sq ft).
Estimated annual property tax: $1,939, or about $162 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,232 sqft
Lot Size0.34 acres
Year Built1970
Stories3
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
ConstructionBrick, Wood Siding
BasementDaylight, Slab
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected
InteriorGarage Door Opener, Hot Tub Spa
Sale & Financing
Listed3/9/2025
Sold Date4/22/2025
Original Price$310,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$9,150
Source: SparkMLS
Tax Information
Annual Tax$1,939
Tax Year2024
Assessed Value$95,551
Parcel #11-17-9300-0027-00-5
Source: SparkMLS
Legal Description
LOT 27 YELLOW CREEK
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Zane Galloway
Coldwell Banker Realty
Frequently Asked Questions about 629 Joining Road, St. Joseph, MI 49085
Which school district serves 629 Joining Road, St. Joseph, MI 49085?
Per MLS# 25008740, 629 Joining Road, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
What financing options are available for 629 Joining Road, St. Joseph, MI 49085?
Per MLS# 25008740, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 629 Joining Road, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $1,939 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 629 Joining Road, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 629 Joining Road, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 629 Joining Road, St. Joseph, MI 49085. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 629 Joining Road, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,946
Principal & interest$1,946
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
8 providers at this address
XfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsAT&TDSL
75 MbpsHughesNetSatellite
50 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
629 Joining Road, St. Joseph, MI 49085
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Municipality
Royalton Township
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