For Sale
6292 Grace Avenue, Ludington, MI 49431
$850,000
MLS # 26018070 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,020 sqftBuilt 20180.19 acres
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Listing Description
Nestled on the serene shores of Indian Pete Bayou on Hamlin Lake, this exceptional custom home is a rare lakeside offering. Originally the historic Griswolda Resort store--part of a cherished early 1900s resort community--this property carries a unique piece of Hamlin Lake history. Completely rebuilt from the foundation up, the home has been transformed into a high-quality custom residence, blending timeless character with modern craftsmanship and thoughtful design throughout--including the convenience of an EV-ready charging setup. The location is truly second to none. Enjoy breathtaking sunrise views that illuminate the bayou in golden light, along with a front-row seat to Hamlin Lake's iconic Fourth of July fireworks display. Whether you're seeking a peaceful retreat or a place to gather and entertain, this property offers an unmatched combination of history, luxury, and prime waterfront living--right in the heart of one of Michigan's most sought-after lake communities.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 1,020 sq ft home built in 2018 sits in Ludington.
Currently offered at $850,000 (about $833/sq ft).
Estimated annual property tax: $3,454, or about $288 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,020 sqft
Lot Size0.19 acres
Year Built2018
Stories1
Location
CityLudington
MunicipalityHamlin Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Connected, Cable Connected
InteriorBroadband, LP Tank Owned
Sale & Financing
Listed4/26/2026
Original Price$875,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,700
Tax Year2025
State Equalized Value$137,200
Taxable Value$106,198
Assessed Value$106,198
Homestead (PRE)100%
Parcel #007-142-005-00
Source: Public Records
Legal Description
X85. BRIDGE'S RESORT ON HAMLIN LAKE LOT 5 & LAND TO W/E SUBJ TO EASE BLOCK 2
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jamie Loney
Five Star RE Ludington
Frequently Asked Questions about 6292 Grace Avenue, Ludington, MI 49431
Which school district serves 6292 Grace Avenue, Ludington, MI 49431?
Per MLS# 26018070, 6292 Grace Avenue, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What financing options are available for 6292 Grace Avenue, Ludington, MI 49431?
Per MLS# 26018070, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 6292 Grace Avenue, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $2,700 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 6292 Grace Avenue, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 6292 Grace Avenue, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 6292 Grace Avenue, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hamlin Twp police department or the Mason County sheriff's office.
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Tax Estimate
$
Annual tax$3,454
Monthly$288
Millage rate25.1769 mills
Municipality: Hamlin TOWNSHIP
School district: LUDINGTON AREA SCHOOL DIST
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$5,801
Principal & interest$5,513
Property taxes$288
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6292 Grace Avenue, Ludington, MI 49431
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