Sold
6294 Rock Road, Lake, MI 48632
Sold on 06/26/2026 for$173,000
MLS # 26016278 (Michigan Regional Information Center (MichRIC))
1 bed2 baths468 sqftBuilt 19600.06 acres
1 / 37
Listing Description
Cozy Lakefront Cottage on Bluff Lake -escape to this fully renovated, fully furnished lakefront cottage on serene Bluff Lake--ideal as a cozy retreat or lucrative Airbnb. Stylish shiplap and knotty pine accents complement an open-concept layout with a modern kitchen, cozy bedroom, and updated bathrooms. Enjoy a large deck and new dock for lakefront living. Brand new: roof, gutters (with leaf guard), kitchen cabinets, counters, sinks, faucets, flooring, appliances (except fridge), plumbing, electrical, tankless water heater, water softener. Move-in ready for relaxation or rental income! The basement could be finished for additional living space. Showings start 5/1/26
Source: SparkMLS
About this home
Located in Lake, this property offers 1-bedroom, 2-bath, 468 sq ft, with original construction dating to 1960.
Final sale price: $173,000 (about $370/sq ft).
Property tax estimate: $1,200 per year ($100/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms2
Living Area468 sqft
Lot Size0.06 acres
Year Built1960
Stories1
Location
CityLake
MunicipalityGarfield Twp
Zip Code48632
CountyClare
School DistrictFarwell
Construction & Systems
StyleCabin
ConstructionWood Siding
BasementWalk-Out Access
HeatingWall Furnace
WaterWell
SewerSeptic Tank
Sale & Financing
Listed5/15/2026
Sold Date6/25/2026
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,200
Tax Year2025
Assessed Value$37,631
Parcel #013-025-400-11
Source: SparkMLS
Legal Description
T17N R6W SEC 25 6294 W ROCK RD BEG AT A PT N'LY ALG E SIDE OF BLUFF LAKE 50 FT FROM 1/8 L TH = TO 1/8 L 84 FT TO POB TH N 90 FT TH ON A SW'LY 45 DEG CURVE 75 FT TH S43 DEG E 72 FT TO POB.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Patrick T Fase
Greenridge Realty (Summit)
Frequently Asked Questions about 6294 Rock Road, Lake, MI 48632
Which school district serves 6294 Rock Road, Lake, MI 48632?
Per MLS# 26016278, 6294 Rock Road, Lake, MI 48632 is in the Farwell boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Farwell directly to confirm enrollment eligibility.
What financing options are available for 6294 Rock Road, Lake, MI 48632?
Per MLS# 26016278, this listing accepts Cash, VA Loan, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 6294 Rock Road, Lake, MI 48632?
Per public tax records, annual property taxes for this property are $1,200 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 6294 Rock Road, Lake, MI 48632 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 6294 Rock Road, Lake, MI 48632 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 6294 Rock Road, Lake, MI 48632?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Garfield Twp police department or the Clare County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,232
Principal & interest$1,232
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6294 Rock Road, Lake, MI 48632
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