For Sale
63 Oak Street, Hillsdale, MI 49242
$170,000
MLS # 26034762 (Michigan Regional Information Center (MichRIC))
2 unitsBuilt 19000.25 acres
1 / 45
Listing Description
Excellent investment opportunity in Hillsdale! This duplex is ideally located just blocks from Hillsdale College and downtown, offering strong rental potential or owner-occupant flexibility. Each unit features 3 bedrooms, including an oversized primary bedroom, with one unit offering 1.5 baths and the other 1 full bath. The front unit is 2 stories with a spacious upstairs. With 2,010 total square feet on a spacious 0.25-acre lot, each unit has its own private entrance, while the rear unit enjoys a fenced backyard perfect for outdoor living. Move-in ready with room to add value through a little TLC, this property is an excellent opportunity to build equity or expand your investment portfolio. Don't miss this versatile income-producing property!
Source: SparkMLS
About this home
2-bath home in Hillsdale in Hillsdale built in 1900.
Currently offered at $170,000.
Estimated annual property tax: $4,321, or about $360 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Hillsdale Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeMulti Family
Property Subtype2 to 4 Units
Bathrooms2
Lot Size0.25 acres
Year Built1900
Location
CityHillsdale
MunicipalityHillsdale City
Zip Code49242
CountyHillsdale
School DistrictHillsdale
Construction & Systems
ConstructionVinyl Siding
BasementMichigan Basement
HeatingForced Air
UtilitiesNatural Gas Connected, Electricity Connected
Sale & Financing
Listed7/8/2026
Terms AcceptedVA Loan, MSHDA, FHA, Cash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,321
Tax Year26
Assessed Value$74,200
Parcel #006-126-128-06
Source: SparkMLS
Legal Description
. W1 COM ON E LN OAK ST 99 FT S OF S LN STATEST TH E TO E LN LOT 259 TH S 66 FT TH W TO E LN SD OAK ST TH N 66 FT BEING PRT LOT 259 MC COLLUMS NORTH ADDITION FIRST WARD. AS OF 12/31/2018 - WARD 1 FIRST WARD.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Garrett Strotheide
The Charles Reinhart Company
Frequently Asked Questions about 63 Oak Street, Hillsdale, MI 49242
Which school district serves 63 Oak Street, Hillsdale, MI 49242?
Per MLS# 26034762, 63 Oak Street, Hillsdale, MI 49242 is in the Hillsdale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Hillsdale directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26034762, this listing accepts VA Loan, MSHDA, FHA, Cash, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 63 Oak Street, Hillsdale, MI 49242?
Per public tax records, annual property taxes for this property are $4,321 (26). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 63 Oak Street, Hillsdale, MI 49242 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 63 Oak Street, Hillsdale, MI 49242 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 63 Oak Street, Hillsdale, MI 49242?
Per Michigan Public Service Commission service territory data: Electric: Hillsdale Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hillsdale City police department or the Hillsdale County sheriff's office.
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Monthly payment$1,103
Principal & interest$1,103
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Hillsdale Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
63 Oak Street, Hillsdale, MI 49242
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Municipality
Hillsdale
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