For Sale
630-105 S Garfield Avenue, Traverse City, MI 49686
$325,000
MLS # 1942473 (Northern Great Lakes REALTORS® MLS)
2 beds2 bathsBuilt 2017
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Listing Description
Welcome to your Up North escape or your brand-new investment property! And if you are looking for a hybrid, 105 offers you the ability to have your Up North escape and get it paid for with rental income while you are not using it. The condo is close to great food spots like Common Good Bakery, Rounds and Oakwood Proper Burgers but is also an easy drive or bike ride down the Tart Trail directly into Downtown and the beaches that line it. No matter what you are looking for, 105 is a great unit in a centrally located building and comes turn key. Look no further. Close, get the keys, and unlock the income that comes with owning 105.
Source: SparkMLS
About this home
2-bedroom, 2-bath home in Traverse City in Traverse City built in 2017.
Listed at $325,000.
Electric service is provided by Traverse City Light & Power; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Year Built2017
Stories1
Location
CityTraverse City
MunicipalityTraverse City
Zip Code49686
CountyGrand Traverse County
Construction & Systems
HeatingNatural Gas, Forced Air, Heat Pump
WaterPublic
SewerPublic
Sale & Financing
Listed2/23/2026
Terms AcceptedCash, Conventional, FHA, Other
HOA
HOA Fee$4,200
IncludesHeat, Lawn/Yard Care, Sewer, Snow Removal, Trash, Other
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sam Flamont
The Mitten Real Estate Group
Frequently Asked Questions about 630-105 S Garfield Avenue, Traverse City, MI 49686
What financing options are available for 630-105 S Garfield Avenue, Traverse City, MI 49686?
Per MLS# 1942473, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Other. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 630-105 S Garfield Avenue, Traverse City, MI 49686 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 630-105 S Garfield Avenue, Traverse City, MI 49686 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Traverse City Light & Power. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Traverse City police department or the Grand Traverse County County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$6,308
Principal & interest$2,108
HOA$4,200
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Traverse City Light & Power
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
630-105 S Garfield Avenue, Traverse City, MI 49686
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Municipality
Traverse City
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