For Sale
630-306 S Garfield Avenue, Traverse City, MI 49686
$319,000
MLS # 1945084 (Northern Great Lakes REALTORS® MLS)
2 beds2 bathsBuilt 2018
1 / 41
Listing Description
Welcome to Trailside45 Unit 306, a beautifully furnished 2 bed, 2 bath condo offering modern comfort, convenience, and strong investment potential in Traverse City. Located directly along the TART Trail, Trailside45 provides easy access to downtown, beaches, parks, restaurants, breweries, the Civic Center, and year-round recreation. This inviting unit features an open living, dining, and kitchen layout, stainless steel appliances, warm wood cabinetry, in-unit laundry, spacious bathrooms, great storage, and a private balcony. Currently part of a successful short-term rental program, Unit 306 has earned a 4.94-star rating with 47 reviews, making it a proven performer for guests and owners alike. Use it as a primary residence, Northern Michigan getaway, or continue managing it as a turn-key short-term rental asset.
Source: SparkMLS
About this home
This 2-bedroom, 2-bath home built in 2018 sits in Traverse City in Traverse City.
Listed at $319,000.
Electric service is provided by Traverse City Light & Power; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Year Built2018
Stories2
Location
CityTraverse City
MunicipalityTraverse City
Zip Code49686
CountyGrand Traverse County
Construction & Systems
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/13/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$4,200
IncludesHeat, Lawn/Yard Care, Sewer, Snow Removal, Trash, Other
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Troy Daily
REMAX Bayshore - Union St TC
Frequently Asked Questions about 630-306 S Garfield Avenue, Traverse City, MI 49686
What type of financing is accepted for this listing?
Per MLS# 1945084, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 630-306 S Garfield Avenue, Traverse City, MI 49686 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 630-306 S Garfield Avenue, Traverse City, MI 49686 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 630-306 S Garfield Avenue, Traverse City, MI 49686?
Per Michigan Public Service Commission service territory data: Electric: Traverse City Light & Power. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Traverse City police department or the Grand Traverse County County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$6,269
Principal & interest$2,069
HOA$4,200
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Traverse City Light & Power
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
630-306 S Garfield Avenue, Traverse City, MI 49686
View full property history →
Municipality
Traverse City
View all listings →
Get email alerts for new listings near 630-306 S Garfield Avenue
We'll notify you when something hits the market in Traverse City or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.