Sold
630 RUSKIN Drive, Algonac, MI 48001
Sold on 03/14/2024 for$314,900
MLS # 20240005643 (Realcomp)
2 beds2 baths1,475 sqftBuilt 99990.11 acres
1 / 48
Listing Description
***MUST SEE** Charming canal front home. 2 story / 2 bed / 1.5 bath/office/living room and family room. ** New Roof (2024)** Spend all year or the summer near the St. Clair River leading into Lake St. Clair. Great for people with a waterfront lifestyle. The tranquil backyard is set up against a solid steel seawall that ensures your investment is protected. The boathouse with a hoist is grandfathered into the property to store your boat or other water vehicles. The boathouse has been lifted and rebuilt from cement footings. New sill plates and siding. The roof on the boathouse is approximately 7 years old. The original living room is currently used as a bedroom with a natural fireplace and removable walls. This can easily be transitioned back to its original room. The generous family room looks out to the deck and walkway going to the canal. The home comes with a kitchen nook and a first-floor laundry room. Along with the two bedrooms upstairs, there is a nice room that can be used as an office or for storage. The extra land across the street (approximately 60' X 100') is negotiable as part of the purchase. It comes with a heated tool shed with (2) 220 outlets and the land has room for jet skis, a boat, and/or extra parking.
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,475 sq ft home built in 9999 sits in Clay Township in Algonac.
This home sold for $314,900 (about $213/sq ft).
Annual property taxes run approximately $2,447 ($204/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,475 sqft
Lot Size0.11 acres
Year Built9999
Stories2
Location
CityAlgonac
MunicipalityAlgonac City
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionAluminum Siding
BasementCrawl Space
HeatingBaseboard
WaterPublic
SewerPublic
Sale & Financing
Listed2/7/2024
Sold Date3/13/2024
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,447
Parcel #74011270015000
Source: SparkMLS
Legal Description
E 45' LOT 279 SUPV ROY T GILBERTS PLAT NO 2 SEC 10 T2N R16E
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Trudi Wichlacz
Oak and Stone Real Estate
Frequently Asked Questions about 630 RUSKIN Drive, Algonac, MI 48001
Which school district serves 630 RUSKIN Drive, Algonac, MI 48001?
Per MLS# 20240005643, 630 RUSKIN Drive, Algonac, MI 48001 is in the Algonac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac directly to confirm enrollment eligibility.
What financing options are available for 630 RUSKIN Drive, Algonac, MI 48001?
Per MLS# 20240005643, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 630 RUSKIN Drive, Algonac, MI 48001?
Per public tax records, annual property taxes for this property are $2,447. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 630 RUSKIN Drive, Algonac, MI 48001 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 630 RUSKIN Drive, Algonac, MI 48001 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 630 RUSKIN Drive, Algonac, MI 48001. The maximum advertised download speed is 1.2 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 630 RUSKIN Drive, Algonac, MI 48001?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Algonac City police department or the St. Clair County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,042
Principal & interest$2,042
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
630 RUSKIN Drive, Algonac, MI 48001
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Municipality
Clay Township
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